Does Financial Inclusion Rhetoric Eclipse Consumer Protection Concerns?

Is there ever, really, too much of a good thing? While it is a colloquialism certainly trite in its use, whether or not it rings true is a philosophical question sometimes worth pondering. And perhaps,
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Ghana: Hero to Zero?

After the breakout success of Safaricom's M-PESA, many countries across Africa and beyond eagerly attempted to replicate its success. With hindsight (which always has 20/20 vision), it is now clear to most observers that
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Mobile Money: OTT And Fintech At The Gates

Mobile money, at long last, has finally arrived as a viable revenue stream, with it contributing to as much as 20 percent of earnings for some Mobile Network Operators (MNOs). Due to the pressure exerted
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The Next Element: A DFC Perspective of MWC17

Mobile World Congress 2017 (MWC17), the industry’s largest trade show, which convened in Barcelona last week, reached new heights in popularity and footprint with more than 100,000 attendees from over 200 countries representing
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Ant's Unstoppable March?

Building out and maintaining an effective agent network is one of the cornerstones of a successful mobile money or digital finance deployment. It is also a lot easier said than done (for more on this
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DFC Impact: From Conviction to Science

The ‘transformative power’ latent in digital finance and commerce (DFC) on a national or transnational basis is an insight well-received by corporates, economists, governments and humanitarians alike. The degree to which this transformative power has
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The DFC Essentials: Maintaining a Robust Distribution Network

Increased smartphone penetration and GSM coverage are setting the stage for digital finance & commerce (DFC)’s success across emerging markets, yet certain countries are experiencing a plateau in usage. The ability to effectively distribute
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Digital Checkmate for Traveler Money?

Not so long ago, for international travelers who didn't want to carry cash, travelers' checks were the safe and preferred choice. Travelers' checks were secure, replaceable if lost or stolen, and for the cost-conscious traveler,
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