M&A Mayhem: Telling Up From Down

Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature industry, the consolidations taking the Digital Finance and Commerce (DFC) ecosystem by storm are becoming increasingly eclectic.
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Does Demonetisation Work?

While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is not the only country in the world potentially headed on a path (however long it may be) towards a
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The Data Debacle: Insights Falling Through The Cracks?

Even as DFC products - like mobile money - become a more important commercial component of the margins of mobile network operators (MNOs) and banks, there are just as many cautionary tales as there are
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Keep Calm And Carry On (Using Contactless)

As Mondato Insight discussed previously, fraud is a fact of life that is never going to disappear until humans do (and even then it is likely to live on in the animal kingdom). Fraud and
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The Acronym Overload

'Technology-speak' has long existed outside the vernacular of the average Joe. As technology continues to wiggle into every nook and cranny of day-to-day life, though, there has been a bridging of the slang gap, allowing
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ICOs: A Shortcut To Boom Or Bust?

It was probably only a matter of time before the world of altcoins and cryptocurrencies produced its own funding model. Known as ICOs, Initial Coin Offerings are a new method of generating funds to back
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Alternative Delivery Channels: KPIs Unknown?

A few short weeks ago, Mondato debated the fate of the bank branch, an institution some in the digital finance space brush off as an eventual relic. While behavioral analytics cast a more nuanced shadow
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The Winners And Losers in Mobile Money

When the GSMA released the 2016 mobile money 'State of the Industry Report' at Mobile World Congress in Barcelona earlier this year, it was subtitled, like a greatest hits album, 'Decade Edition: 2006-2016'. It may
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