Dominance, Competition & DFC: The Elephant in the Room

M-PESA is often touted as the success story of digital finance and commerce (DFC) in developing countries due to its impressive coverage of the Kenyan population as well as the large number of services it
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Are Biometrics The Keys That Unlock Digital Finance's Potential?

In a world where increasingly information is currency and "data is the new oil", ownership of information and verification of identity become the deeds to the land from under which the black gold bubbles up.
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Technology Provides Remittances with a Reboot

Traditionally, international remittances are sent via banks, remittance service providers (RSPs) such as MoneyGram and Western Union, or informal channels. But with the rise of technology, mobile operators and Fintech companies are providing attractive alternatives
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The Innovation Scramble: Banks Butt In

The cyclical relationship between innovation, revenue and survival has become a self-evident truism in the banking industry. Mondato, on previous occasion, has disputed narratives that paint financial technology firms and banks as necessary antagonists and
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DFC Thought Leader Predictions for 2017

For better or worse, 2016 is a year that will be remembered for a long time to come. The status quo was demolished in many countries and contexts. The idea of disruption spilled over from
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The End of Shopping As We Know It?

Ideas that have the potential to revolutionize shopping, and that have been percolating for some time, seem to be on the verge of breaking out from the test lab and onto Main Street. Automation, bots,
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PAYG Solar Energy: Promoting Power & Mobile Money Across Africa

In recent Mondato Insights, we have discussed a series of digital finance & commerce (DFC) use cases such as health, agriculture and education. Utilizing digital technologies to resolve challenges in these areas can propel more
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Mondato Summit Latin America: The Emergence of a DFC Ecosystem

Last week, Mondato hosted the first annual Mondato Summit Latin America, a regional digital finance & commerce (DFC) executive conference, held at the Buenos Aires Stock Exchange in the heart of the beautiful Argentinian capital.
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