M-PESA is often touted as the success story of digital finance and commerce (DFC) in developing countries due to its impressive coverage of the Kenyan population as well as the large number of services it
In a world where increasingly information is currency and "data is the new oil", ownership of information and verification of identity become the deeds to the land from under which the black gold bubbles up.
Traditionally, international remittances are sent via banks, remittance service providers (RSPs) such as MoneyGram and Western Union, or informal channels. But with the rise of technology, mobile operators and Fintech companies are providing attractive alternatives
The cyclical relationship between innovation, revenue and survival has become a self-evident truism in the banking industry. Mondato, on previous occasion, has disputed narratives that paint financial technology firms and banks as necessary antagonists and
For better or worse, 2016 is a year that will be remembered for a long time to come. The status quo was demolished in many countries and contexts. The idea of disruption spilled over from
Ideas that have the potential to revolutionize shopping, and that have been percolating for some time, seem to be on the verge of breaking out from the test lab and onto Main Street. Automation, bots,
In recent Mondato Insights, we have discussed a series of digital finance & commerce (DFC) use cases such as health, agriculture and education. Utilizing digital technologies to resolve challenges in these areas can propel more
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