Mondato Insight

November 15, 2023

Psychometrics: What Makes A Reliable Borrower?

With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data

Inclusion Through Gig Work: A Tricky Venture

The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The

Bridging The Access-Usage Gap, Literacy Efforts Aren’t Key — Addressing Need Is

Even following COVID’s turbocharge of digital uptake, the slower gains in usage compared to access renders financial

Venture Philanthropy: Data for Good?

On the heels of the dot-com bubble, the intersection of private and public interests (and capital) resulted in

South Africa: A Model Of Stability Or Stymied Innovation?

Fintech in South Africa is one of many caveats. A country with a highly banked population — yet one

Small Scale Series: Island Hopping Across the Caribbean

Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,

Post-SVB: Are Emerging Markets Digital Banks’ Oasis?

As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse

Japanese Fintech: Teach An Old Dog New Tricks?

The world’s third-largest economy and oldest populace, Japan’s economic and financial path is unlike any other.

Small Scale Series: Tiny Markets in West Africa

When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a

Regulation: Time to Ask for Permission And Not Forgiveness

The common saying “ask for forgiveness and not permission” has never been more contentious than it is in

Israel: Can Sentiment Alter A Tech Sector’s Trajectory?

With the “Start-up Nation” brand and all, Israel punches far above its weight when it comes to tech.

Where Refugee Fintech Falls Short

Efforts to provide financial solutions to displaced populations have seen some progress, particularly in stable contexts where business

Are Colleges Failing At Blockchain?

Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following

February 15, 2023

Synthetic Data Will Transform Fintech AI As We Know It

Synthetic data is everywhere, fueling viral innovations splashed across the Internet — yet few have even heard of it.

February 08, 2023

What’s Missing in Affordable Housing Financing

In places like Kenya, the idea of owning a home is still a pipe dream for many. Typically,

February 01, 2023

Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic

January 18, 2023

ChatGPT: The Challenges And Opportunities Coming To Financial Services

It’s been decades since algorithmic trading transformed Wall Street with its high-frequency trading and years since the

January 11, 2023

Is Financial Literacy the Missing Piece to African Insurtech?

In her nearly ten years running a small grocery store in Kenya, Faith Kemunto’s biggest fear has

December 28, 2022

Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and

December 14, 2022

FTX Aftershocks: Creation Through Destruction?

Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what

December 07, 2022

Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to

November 30, 2022

The Hurdles of Financing Africa’s Cross-Border Logistics Industry

The cross-border logistics industry in Africa, currently estimated to be about $150 billion [https://internationalfinance.com/technology-uptake-drives-african-logistics-innovation/] , has

November 23, 2022

Mobile Money In Zimbabwe: Shaken, But Still Standing

The popularity of mobile money in Zimbabwe is stifled by the government’s policies, high transaction fees and

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