Mondato Insight

Small Scale Series: Island Hopping Across the Caribbean

Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,

Post-SVB: Are Emerging Markets Digital Banks’ Oasis?

As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse

Japanese Fintech: Teach An Old Dog New Tricks?

The world’s third-largest economy and oldest populace, Japan’s economic and financial path is unlike any other.

Small Scale Series: Tiny Markets in West Africa

When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a

Regulation: Time to Ask for Permission And Not Forgiveness

The common saying “ask for forgiveness and not permission” has never been more contentious than it is in

Israel: Can Sentiment Alter A Tech Sector’s Trajectory?

With the “Start-up Nation” brand and all, Israel punches far above its weight when it comes to tech.

Where Refugee Fintech Falls Short

Efforts to provide financial solutions to displaced populations have seen some progress, particularly in stable contexts where business

Are Colleges Failing At Blockchain?

Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following

February 15, 2023

Synthetic Data Will Transform Fintech AI As We Know It

Synthetic data is everywhere, fueling viral innovations splashed across the Internet — yet few have even heard of it.

February 08, 2023

What’s Missing in Affordable Housing Financing

In places like Kenya, the idea of owning a home is still a pipe dream for many. Typically,

February 01, 2023

Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic

January 18, 2023

ChatGPT: The Challenges And Opportunities Coming To Financial Services

It’s been decades since algorithmic trading transformed Wall Street with its high-frequency trading and years since the

January 11, 2023

Is Financial Literacy the Missing Piece to African Insurtech?

In her nearly ten years running a small grocery store in Kenya, Faith Kemunto’s biggest fear has

December 28, 2022

Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and

December 14, 2022

FTX Aftershocks: Creation Through Destruction?

Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what

December 07, 2022

Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to

November 30, 2022

The Hurdles of Financing Africa’s Cross-Border Logistics Industry

The cross-border logistics industry in Africa, currently estimated to be about $150 billion [https://internationalfinance.com/technology-uptake-drives-african-logistics-innovation/] , has

November 23, 2022

Mobile Money In Zimbabwe: Shaken, But Still Standing

The popularity of mobile money in Zimbabwe is stifled by the government’s policies, high transaction fees and

November 01, 2022

The New Rules And Norms Shaping Alternative Data 2.0

The first wave of alternative data use gave rise to powerhouse companies across key markets in the African

October 26, 2022

Gambling And Fintech: Two Sides Of The Same Coin?

Similar to cannabis [https://blog.mondato.com/the-cannabis-industry-is-going-digital/], the growing legal acceptance of gambling in the United States

October 04, 2022

The End Of Mobile Money Agent Networks As We Know Them

Walk around Nairobi, and you’ll notice the streets are dotted with green. M-Pesa outlets and agents populate

September 28, 2022

Brazil’s Pix: Should Instant Payment Rails Be A Public Good?

When Mondato Insight last discussed [https://blog.mondato.com/whatsapp-payments-case-study-brazil/] instant payments in Brazil in 2020, Brazil’s

September 13, 2022

Can the ABC Model Power Digital Finance?

Against the backdrop of a widening ecosystem of energy supply technologies and business models, digital finance is seen

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