Mondato Insight

Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated

The Last Mile: Mobile Money Agents

Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network

Culturalization: A Market Entry Deal-Breaker?

eBay anticipated its arrival in China to be like a marauding dragon in the sky. It was 2003,

Is Fintech's Scope Confused?

Fintech is an elusive term. As its name suggests, fintech inhabits the intersection of finance and tech, so

Microfinance Institutions: Prospects For B2B Fintechs?

When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user

Financial Inclusion: Chutes And Ladders?

Financial inclusion at the base of the economic pyramid has often been conceptualized as a sort of ladder

Proof Of Address: The Invasive Species Of KYC

Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in

The Academic Approach To DFC Mastery

Perhaps unbeknownst to those on the outside looking in, the digital finance and commerce (DFC) ecosystem is a

Mondato Summit Africa 2019: Scaling DFC Innovations

Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,

Democratizing Investing: Stuck In A Rut?

Last year, Mondato Insight lamented the state of global savings - especially as it relates to pensions. If

Fintech Funding Strategies: Series B To Unicorn

Last month, Mondato Insight surveyed the landscape of early stage fintechs vying to reach the critical Series A

Are The Economics Of Cash Crumbling?

Since the dawn of civilization, physical currency has been the backbone of everyday commerce. But in 2019, prophesies

Will Big Tech Dwarf Fintech?

It may seem reductive at first to dichotomize the two main camps of innovators in financial services. However,

Amazon And Flipkart: Kiss Indian E-Commerce Goodbye?

The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change

Inclusive Fintech: Series A And Beyond

A new class of impact investment has now materialized that specifically focuses on fintech’s potential to widen

February 26, 2019

Digital Loans: A Wild Wild West?

When a disruptive new technology enters the market, it’s predictable what comes next: chaos. Without prior regulations

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