Mondato Insight

Mondato Summit Africa 2022: Key Themes and Takeaways

After a two-year hiatus, Mondato welcomed executives, entrepreneurs, experts and public sector leaders in Maputo, Mozambique this week

The Disabled Face AI-Driven Exclusion — Despite Huge Market Potential

The disability community, despite possessing over $1.2 trillion in annual disposable income, remains highly unbanked and underbanked

What M-Pesa and Apple’s Empires Say About Platform Economies

At first glance, comparing Apple to M-Pesa might seem like comparing apples to oranges (certainly no pun intended)

Blockchain Reaches Adolescence

Long associated with cryptocurrencies, blockchain technology has come to earn a degree of skepticism among investors, regulators and

Femtech: A Kaleidoscope Of Opportunities And Vision

With an estimated potential market size of about $50 billion by 2025, femtech is only just hitting its

Greece: The Digitization of an Economy Left Behind

Greece has yet to recover from its economic crisis wrought in late 2009, with profound implications on the

Central Bank Digital Currencies: What Are They Good For?

Two years after the Bahamas became the first country to roll out a digital currency issued by its

Digitizing SACCOs: Opportunities And Risks

Savings and Credit Cooperative Organizations (SACCOs) across Africa are digitizing rapidly. From the use of digital core banking

Fintech’s Pivotal Role In Sanction Regimes

Never before has a country so large and economically important as Russia faced such potentially dramatic exclusion from

February 23, 2022

Smartphones In Africa: Reaching An Inflection Point?

If Africa leapfrogged landline telephony into the mobile era, it has only shuffled towards the smartphone era. Yet

February 16, 2022

Out Of The Shadows: How B2Bs Are Reaching Informal Sectors

The informal economy is a dynamic yet inefficient ecosystem consisting of laborers, small businesses and gig workers, comprising

February 02, 2022

Instant Payments: A Key To Financial Inclusion?

Instant payments, or real-time payments, are the future. Instant payments have considerably accelerated during the pandemic, driven by

January 26, 2022

Bridging the Digital Divide: A DRC Deep Dive

The global pandemic has accelerated digitization — particularly in the way the world transacts. But despite the boost in

January 19, 2022

Live Commerce: Is Culture A Deal-Breaker?

From mobile payment technology to super apps, China long ago leapfrogged the world in fintech innovations. Ecommerce is

January 05, 2022

Fintech 2022: A Retrospective And A Preview

In 2021, as the world experienced its second year of the COVID pandemic — and the rapid acceleration of

December 22, 2021

Australia’s Digital Economy: On The Precipice Of Transformation?

Buoyed by industry-leading initiatives like a rails-unifying New Payments Platform, optimists view Australia as on the precipice of

December 08, 2021

Blockchain-Based Payments in Kenya: A Square Peg in a Round Hole?

If you were to conduct a quick Google search on how many crypto owners there are in Kenya,

November 24, 2021

Fintech’s Funding Bonanza: A Bubble Or Warranted?

Funding and valuations have skyrocketed across tech sectors, yet arguably none stands out more than fintech. One in

November 10, 2021

Can Digitization Reduce Mass Migration From The Northern Triangle?

In an effort to curb the latest influx of migration to the United States from El Salvador, Guatemala

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

October 20, 2021

From Mobile Money Powerhouse to Super App: The Case of M-Pesa

After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps

October 13, 2021

Can Utilities Digitize in Africa?

Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance

October 06, 2021

The Digitization of a Society: How to Push Cashless and Pull Insights

Since the beginning of the pandemic, the seeming digitization-of-everything has arguably been most profound in two vital sectors:

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