Mondato Insight

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value

Has Ethiopia's Digital Finance Moment Finally Come?

May has marked some exciting milestones for Ethiopia and its digital ecosystem, which has piqued the interest of

Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds and energy supplier Colonial Pipeline may look like they have

COVID’s G2P Revolution: Togo as a Case Study

Effective targeting is critical for government programs as well as market penetration strategies to succeed — a challenge exacerbated

Is Gig Work Financially Sustainable?

The lack of stable income from single, easily verifiable sources makes it difficult for gig workers to access

Emerging Market BNPL: An Opportunity for Growth and Inclusion

As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look

Can Climate Fintech Lift Emerging Economies?

Climate fintech is being leveraged to help countries reach global net carbon neutrality by 2060, but its impact

Beyond the Last Mile: Reconsidering “Rurality”

For far too long, the imaginary divide between rural and urban has proven more of a hindrance than

Will Vaccine Passports Exclude or Enable?

A vaccination clinic in the working class neighborhood of Neve Sha’anan in south Tel Aviv is not

Data, Diversify, Distribute: Emerging Optimization Models

2020 brought with it a 12.7 percent increase in the number of registered mobile money accounts, bringing

Can Personality Predict Loan Performance?

Know Your Customer — often abbreviated as KYC — is such an important part of success in digital finance that

PayPal’s Indian Exit and Chinese Entry: Why?

PayPal recently became the first foreign fintech to acquire a coveted domestic operations license in China, the biggest

Islamic Fintech: An Ethical Financial Inclusion Proposition

Islamic fintech signifies far more than technological updates to traditional Islamic finance. The industry is grounded by traditional

Is Covid the “Big Bang” of Digital Payments?

As we enter the second year of the Covid pandemic, headlines are still dominated by the global transition

February 24, 2021

There and Back Again: A Nigerien Remittance Tale

While showing signs of maturity, consolidation in the remittance industry has only just begun, and there remain enormous

February 17, 2021

Auto Fintech: Driving the Smart Vehicle into Uncharted Territory

The rapid onset of connected autonomous, shared and electric vehicles is ushering a new digital age in the

February 10, 2021

Have the Stars Finally Aligned for Middle Eastern Fintech?

The story of digital technology adoption over the last year in simplest terms is essentially the same everywhere:

February 03, 2021

Pandemic-Proof? Revisiting Remittance Rails

Succeeding in the money transfer industry is no mean feat, and requires mastering the ins and outs of

January 27, 2021

Minding the DFS Gender Gap: Battling Social Norms to Level the Playing Field

Last week, Mondato hosted a webinar focused on the digital financial services (DFS) gender gap, as part of

January 20, 2021

EdTech Takes Over: COVID-19 Spurs a Digital Transformation of Education

As the pandemic forced school shutdowns around the world, digital solutions entered centerstage to support a sudden shift

January 13, 2021

Innovations in Insurtech: Observing Fintech’s Path While Forging Its Own

Insurtech is sometimes the forgotten child of the fintech revolution. Facing stiff regulations borne of an obsolete era,

January 06, 2021

All Aboard: Why Every Bank Needs Omnichannel

Consumer banking is sometimes seen as a zero-sum game. As banking goes ever-more digital, it’s perhaps natural

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