From Mobile Money Powerhouse to Super App: The Case of M-Pesa

After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps
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Can Utilities Digitize in Africa?

Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance
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The Digitization of a Society: How to Push Cashless and Pull Insights

Since the beginning of the pandemic, the seeming digitization-of-everything has arguably been most profound in two vital sectors:
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The Gig Economy’s Next Frontier: Africa

As people across the globe embrace working from home and leave formal employment in favor of gig-based work,
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Can Africa Leapfrog Towards Open Banking?

Open banking is seen in some circles as the next great leap forward in digital finance. By allowing
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From Seed To Table: How Fintech Will Optimize Food Systems

When it comes to food security and production, financial inclusion initiatives have long recognized the benefits of access
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Does Crypto Hype In Latin America Exceed, Meet — Or Make — Reality?

How one views the advent of cryptocurrencies in Latin America can be a Rorschach test for how one
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Africa’s VC Boom: An Enabling Present or a Bet On The Future?

With African tech startups expected to receive a record-breaking amount of venture capital (VC) this year — projected to
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Digital Lending’s Self-Regulation: A Redemption Story?

For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing
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Blockchain’s Emerging Opportunities in Emerging Markets

If futurists’ predictions about the paradigm-shifting impact of digital ledger technologies — more commonly known as blockchain — are realized,
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The Dangers of the One-Click Buy Paradigm

The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The
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The Final Frontier of Content Streaming: Emerging Markets

Competition for content streaming and distribution services in the developed world has been intensifying since 2019, and these
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Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s
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Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13
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Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value
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Has Ethiopia's Digital Finance Moment Finally Come?

May has marked some exciting milestones for Ethiopia and its digital ecosystem, which has piqued the interest of
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Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds and energy supplier Colonial Pipeline may look like they have
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COVID’s G2P Revolution: Togo as a Case Study

Effective targeting is critical for government programs as well as market penetration strategies to succeed — a challenge exacerbated
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Is Gig Work Financially Sustainable?

The lack of stable income from single, easily verifiable sources makes it difficult for gig workers to access
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Emerging Market BNPL: An Opportunity for Growth and Inclusion

As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look
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Can Climate Fintech Lift Emerging Economies?

Climate fintech is being leveraged to help countries reach global net carbon neutrality by 2060, but its impact
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Beyond the Last Mile: Reconsidering “Rurality”

For far too long, the imaginary divide between rural and urban has proven more of a hindrance than
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Will Vaccine Passports Exclude or Enable?

A vaccination clinic in the working class neighborhood of Neve Sha’anan in south Tel Aviv is not
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Data, Diversify, Distribute: Emerging Optimization Models

2020 brought with it a 12.7 percent increase in the number of registered mobile money accounts, bringing
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