Mondato Insight

Remittances: Still Strong, Still Evolving

Last month, the World Bank issued some dire predictions about the remittance market crashing. But as the post-COVID

Difficult Days: How Long Can Small Lenders Last?

The COVID-19 pandemic is a make-or-break moment for lenders to small and micro enterprises (SMEs) and those at

The Death Of Cash: Greatly Exaggerated?

The death of cash has been foretold for years. Among other causes, the rise of digital payment tools

East Asia Reopening: A Model To Follow?

In East Asia, restarting the economy is turning out to be a slow, gradual process. Social distancing and

The Youth In Emerging Markets: A Segment At Risk

As international agencies and governments respond to the health and economic shocks of COVID-19 crisis, special consideration should

Without A Trace: The Risks And Rewards Of Privacy Post-COVID

As financial services have gone digital over the years, each step forward has required three things: affordability, access,

The Fourth Industrial Revolution: An Opportunity For Africa

With the world economy at a standstill, African nations are literally holding their breaths. The loss of life

Digital Distancing: The Key To Payments Reimagined

Digital payments are receiving much special attention at the moment. Firstly, officials in China and elsewhere hypothesized early

Startups Won't Survive Unless They Play Both Sides

Three months in, and 2020 has already introduced significant risk into the financial services sector, from deposit runs

Staying Current In A Crisis

It is too early to tell what will result from the onset of COVID-19. However, news outlets around

Will COVID-19 Lead To Bigger, Better Borrowing?

Mere weeks following its arrival on the global stage, the COVID-19 epidemic has already wreaked havoc on health

Digital Finance Is As Important As Ever During COVID-19

History tells us that The Black Death was a catalyst in shifting Europe’s economy away from the

Why Western Union Is Still King Of Remittances

P2P cross-border transfers - known as remittances - have long occupied a critically important role in the modern

Better Payments, Better Apps: The Sharing Economy Wars

The so-called “sharing economy,” led by ride-sharing pioneers like Uber and home-sharing pioneers like Airbnb, has expanded to

February 25, 2020

Shifting Sands: The New Digital Labor Landscape

Ask anyone—the so-called “fourth industrial revolution” is here. It comprises new technological advancements and increasingly global supply

February 18, 2020

Do Women Hold The Key To Financial Inclusion In Mozambique?

An initial glance at the state of financial inclusion in Mozambique suggests a healthy fintech ecosystem. For a

February 11, 2020

Eco Currency: Cash In Common For West Africa?

Against a post-Brexit backdrop, what can we learn from the internecine integration (and disintegration) challenges of other regions?

February 04, 2020

Open Banking: API Use Cases To The Rescue

The traditional open banking use case is that of an app which tracks financial activity and allows users

January 28, 2020

Will Singapore's Digital Bank Licenses Level The Playing Field?

Last June, the Monetary Authority of Singapore (MAS) announced that it will issue five digital bank licenses. A

January 21, 2020

Gift Cards: An Unlikely Revolution In Payments

Giving is big business. Birthdays, holidays, and other occasions to say “thank you” drive a global gift card

January 14, 2020

Mini-Grids: Powerful Partners For Financial Inclusion

With new year fanfare subsiding, the long march towards achieving the UN’s 2030 Sustainable Development Goals has

January 07, 2020

Maps, Money, & Mobile: Defining Geospatial Commerce

In Partnership with: In today’s internet-driven, data-rich world, innumerable brick-and-mortar operations have failed as stand-alone entities because

December 10, 2019

Digital Literacy: To Read And Write In Mobile

Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There

December 04, 2019

Consolidation: The Only Path for Ecommerce?

Facebook's notorious Libra melodrama over the last few months is just one example suggesting that big tech is

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