Gen AI In Emerging Markets: Is The Hype Warranted?

In an otherwise difficult funding environment, slapping “AI’ onto any product or service has become shorthand for “we’
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Three Fintech Trends From 2023 — And How They May Look In 2024

In 2023, the dichotomy between success and failure in the fintech world never felt more stark. Emerging technologies
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Sanctions And CFT: Recent Palestinian And Russian Case Studies

In a world of widening economic sanctions, de-risking efforts by banks too often leave expats and immigrants from
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Psychometrics: What Makes A Reliable Borrower?

With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data
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Inclusion Through Gig Work: A Tricky Venture

The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The
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Bridging The Access-Usage Gap, Literacy Efforts Aren’t Key — Addressing Need Is

Even following COVID’s turbocharge of digital uptake, the slower gains in usage compared to access renders financial
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Venture Philanthropy: Data for Good?

On the heels of the dot-com bubble, the intersection of private and public interests (and capital) resulted in
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South Africa: A Model Of Stability Or Stymied Innovation?

Fintech in South Africa is one of many caveats. A country with a highly banked population — yet one
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Small Scale Series: Island Hopping Across the Caribbean

Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,
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Post-SVB: Are Emerging Markets Digital Banks’ Oasis?

As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse
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Japanese Fintech: Teach An Old Dog New Tricks?

The world’s third-largest economy and oldest populace, Japan’s economic and financial path is unlike any other.
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Small Scale Series: Tiny Markets in West Africa

When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a
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Regulation: Time to Ask for Permission And Not Forgiveness

The common saying “ask for forgiveness and not permission” has never been more contentious than it is in
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Israel: Can Sentiment Alter A Tech Sector’s Trajectory?

With the “Start-up Nation” brand and all, Israel punches far above its weight when it comes to tech.
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Where Refugee Fintech Falls Short

Efforts to provide financial solutions to displaced populations have seen some progress, particularly in stable contexts where business
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Are Colleges Failing At Blockchain?

Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following
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Synthetic Data Will Transform Fintech AI As We Know It

Synthetic data is everywhere, fueling viral innovations splashed across the Internet — yet few have even heard of it.
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What’s Missing in Affordable Housing Financing

In places like Kenya, the idea of owning a home is still a pipe dream for many. Typically,
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Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic
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Africa’s Social Commerce Runners: Raising The Floor, But Lowering The Ceiling?

Social commerce is making inroads across Africa, propelled by stronger cross-border trade corridors that are helping to plug
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ChatGPT: The Challenges And Opportunities Coming To Financial Services

It’s been decades since algorithmic trading transformed Wall Street with its high-frequency trading and years since the
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Is Financial Literacy the Missing Piece to African Insurtech?

In her nearly ten years running a small grocery store in Kenya, Faith Kemunto’s biggest fear has
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Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and
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FTX Aftershocks: Creation Through Destruction?

Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what
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