Mondato Insight

November 20, 2019

Will Banks Lead the Fintech Charge?

It’s sometimes assumed that competition in the financial services space is good for end users. If consumers

November 12, 2019

The Inclusion Illusion: Financial Health in Kenya

For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.

November 06, 2019

Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming

October 29, 2019

Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth

October 23, 2019

Is Mobile Money Helping or Harming Zimbabwe?

Zimbabwe’s economy is going through another nose-dive. The Mnangagwa administration, faced with re-instilling trust in the economy

October 08, 2019

Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.

October 02, 2019

The Biggest Ideas at Finovate Fall 2019

If the next billion-dollar fintech was being pitched this week, it was probably happening in New York. Over

September 24, 2019

MVNOs: Where Telcos And Digital Finance Converge?

Mobile virtual network operators (MVNOs) have been around for almost three decades. Initially conceived as a way for

September 17, 2019

Kids: Does Digital Abstract Money For the Worse?

A grand behavioral economics experiment is underway on kids. Since commercial exchange began, children have learned the nature

September 11, 2019

eSIM: Fresh Paint For Mobile, Payments And Identity?

If Apple has anything to say about it, embedded SIM cards, or eSIMs, may be poised to replace

September 03, 2019

Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in

August 27, 2019

Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.

August 20, 2019

Remittances: Ending Cash-Out

Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances

August 06, 2019

Mojaloop: Taking Stock

For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This

Senegal: Turtle Or Hare Of West Africa DFC?

Senegal has long occupied a special place in Francophone West Africa. Home to the historical capital of the

Sex Work: Safety In Digital?

Humanity’s oldest profession has gone digital. Facing legal perils and issues in safety, health and lack of

Is Libra A Global Answer To Financial Inclusion?

In case you missed it, Facebook is developing a cryptocurrency; it’s called “Libra”. The coin’s official

Nudging And Financial Health: A Force For Good?

What does it take to change people’s financial behavior for the better? An often complex, scary endeavor

Climate Change: Macro And Micro Resilience

The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development

Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population

Paytm: Are One Billion Credit Cards Coming To Asia?

Consumers in developed markets, particularly the U.S., love credit cards. According to Experian, 60.5 percent of

Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated

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