All governmental elections are a matrix: part theater, part palace intrigue, part instrument for change. Elections still serve much the same function that they have since democracy got its start in Classical Athens, but the

With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit Bureaus and instead elected for third-party tech providers who have rigged up unorthodox data sources (utilities, telecom,

One year ago, Mondato Insight examined the factors behind low-take up of insurance products for low income customers, and the challenge to the market to prove they can develop product offerings that customers truly value.

Gamification is a trendy term in some circles, a magic wand of sorts that suddenly makes finance appealing to the average layman and does wonders to revenue and customer acquisition. A deeper look into the

Anyone following the economic situation in Argentina is well-aware of its slow spiral. Since late 2015, the Argentine peso has lost 75 percent of its value compared to the US dollar (from about 10 pesos

For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea. They are big, they are complicated and they are highly regulated. In North America, Europe and parts

One of the ‘trendiest’ social impact investments historically targets off-grid energy products like solar lanterns, solar home systems and cookstoves. Aside from being a prerequisite for digital inclusion, access to electricity represents the first step

By most measures, Kenya is a shining model of financial inclusion in Sub-Saharan Africa. As the home of the wildly successful M-Pesa mobile money service, Kenya saw 79 percent of all citizens above the age