Mondato Insight

September 23, 2020

The Bottomless Potential Of Central Bank Digital Currencies

As our world becomes more digitized amid the global Covid-19 pandemic, central bank digital currency, a concept that

September 16, 2020

Buy Now, Pay Later: Free Credit, Or Debt By Design?

Consumers have been weathering uncertainty since long before COVID-19. Today, many are being judicious about how they spend,

September 09, 2020

What The 2020 U.S. Election Could Mean For Digital Finance

In just 55 days, the people of the United States will go to the polls. Technology will no

September 02, 2020

Good Deals, Better Data: Cash-Back's Big Comeback

This July, Japanese multinational Rakuten quietly closed its United States based e-commerce platform. Formerly known as Buy.com,

August 26, 2020

Investing In Latin America: The New Global Fixation

Last year saw a surge in startup (including fintech) funding across Latin America – from Argentina to Mexico and

August 18, 2020

Silk Road Rules: The Commercial Cost Of Digital Censorship

The U.S. government’s recent executive actions against Chinese tech giants TikTok and Tencent, compelling them to

August 12, 2020

Big Ant, Small World: How China's Ant Group Became A Titan

Although most people around the world have heard of China’s e-commerce giant Alibaba, not everyone is familiar

August 04, 2020

5G Could Reshape Fintech - But When?

5G will change the world -- or so we've been told. Marketing efforts for the next generation of

There's Something About Jio

Over the course of the past several months, the telecoms and digital arm of Reliance Industries Limited (RIL)

Can Digital Finance Bring Lebanon Back From The Brink?

Fifty years ago, Lebanon was “the Paris of the Middle East,” noted for its cultural blending of East

Democratizing Risk: Are Stocks An Instrument For Inclusion?

The stock market has traditionally been a province of the wealthy. Over time, financial instruments have been developed

What's Up With WhatsApp? A Case Study In Payments

On June 15th, WhatsApp Brazil proudly launched a new digital payments feature--allowing the 120 million monthly active users

Easy Come, Easy Go: Customer Churn Amid COVID

The curse of dormant accounts has long plagued the digital finance and commerce industry and bedeviled financial inclusion

Pandemic As Proof: Digital Identity Is Essential

Since the onset of the pandemic, businesses and governments have scrambled to find ways to authenticate transactions remotely,

The Crypto Takeover: Closer Than We Think?

From Bitcoin to Libra to the bustling ecosystem of “altcoins” available on the more than 300 active exchanges

Women In Charge: A FinTech Business Case

Is the role of women in the workplace a question of corporate social responsibility, or also one of

Remittances: Still Strong, Still Evolving

Last month, the World Bank issued some dire predictions about the remittance market crashing. But as the post-COVID

Difficult Days: How Long Can Small Lenders Last?

The COVID-19 pandemic is a make-or-break moment for lenders to small and micro enterprises (SMEs) and those at

The Death Of Cash: Greatly Exaggerated?

The death of cash has been foretold for years. Among other causes, the rise of digital payment tools

East Asia Reopening: A Model To Follow?

In East Asia, restarting the economy is turning out to be a slow, gradual process. Social distancing and

The Youth In Emerging Markets: A Segment At Risk

As international agencies and governments respond to the health and economic shocks of COVID-19 crisis, special consideration should

The Fourth Industrial Revolution: An Opportunity For Africa

With the world economy at a standstill, African nations are literally holding their breaths. The loss of life

Digital Distancing: The Key To Payments Reimagined

Digital payments are receiving much special attention at the moment. Firstly, officials in China and elsewhere hypothesized early

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