The Inclusion Illusion: Financial Health in Kenya

For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.
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Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming
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Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth
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Is Mobile Money Helping or Harming Zimbabwe?

Zimbabwe’s economy is going through another nose-dive. The Mnangagwa administration, faced with re-instilling trust in the economy
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S-Commerce: Shopping End-to-end With Family & Friends

Social media’s journey towards monetization, laborious though it has been, appears to be striking pay dirt at
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Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.
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The Biggest Ideas at Finovate Fall 2019

If the next billion-dollar fintech was being pitched this week, it was probably happening in New York. Over
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MVNOs: Where Telcos And Digital Finance Converge?

Mobile virtual network operators (MVNOs) have been around for almost three decades. Initially conceived as a way for
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Kids: Does Digital Abstract Money For the Worse?

A grand behavioral economics experiment is underway on kids. Since commercial exchange began, children have learned the nature
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eSIM: Fresh Paint For Mobile, Payments And Identity?

If Apple has anything to say about it, embedded SIM cards, or eSIMs, may be poised to replace
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Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in
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Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
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Remittances: Ending Cash-Out

Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances
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Crowdfunding 2.0: The Membership Model?

Artists, musicians, writers, filmmakers and other creatives struggle every day to be equitably compensated for their labor. Quite
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Mojaloop: Taking Stock

For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This
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Senegal: Turtle Or Hare Of West Africa DFC?

Senegal has long occupied a special place in Francophone West Africa. Home to the historical capital of the
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Sex Work: Safety In Digital?

Humanity’s oldest profession has gone digital. Facing legal perils and issues in safety, health and lack of
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Is Libra A Global Answer To Financial Inclusion?

In case you missed it, Facebook is developing a cryptocurrency; it’s called “Libra”. The coin’s official
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Nudging And Financial Health: A Force For Good?

What does it take to change people’s financial behavior for the better? An often complex, scary endeavor
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Climate Change: Macro And Micro Resilience

The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development
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Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population
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Paytm: Are One Billion Credit Cards Coming To Asia?

Consumers in developed markets, particularly the U.S., love credit cards. According to Experian, 60.5 percent of
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Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated
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The Last Mile: Mobile Money Agents

Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network
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