Mondato Insight

January 19, 2022

Live Commerce: Is Culture A Deal-Breaker?

From mobile payment technology to super apps, China long ago leapfrogged the world in fintech innovations. Ecommerce is

January 05, 2022

Fintech 2022: A Retrospective And A Preview

In 2021, as the world experienced its second year of the COVID pandemic — and the rapid acceleration of

December 22, 2021

Australia’s Digital Economy: On The Precipice Of Transformation?

Buoyed by industry-leading initiatives like a rails-unifying New Payments Platform, optimists view Australia as on the precipice of

December 08, 2021

Blockchain-Based Payments in Kenya: A Square Peg in a Round Hole?

If you were to conduct a quick Google search on how many crypto owners there are in Kenya,

November 24, 2021

Fintech’s Funding Bonanza: A Bubble Or Warranted?

Funding and valuations have skyrocketed across tech sectors, yet arguably none stands out more than fintech. One in

November 10, 2021

Can Digitization Reduce Mass Migration From The Northern Triangle?

In an effort to curb the latest influx of migration to the United States from El Salvador, Guatemala

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

October 20, 2021

From Mobile Money Powerhouse to Super App: The Case of M-Pesa

After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps

October 13, 2021

Can Utilities Digitize in Africa?

Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance

October 06, 2021

The Digitization of a Society: How to Push Cashless and Pull Insights

Since the beginning of the pandemic, the seeming digitization-of-everything has arguably been most profound in two vital sectors:

September 22, 2021

The Gig Economy’s Next Frontier: Africa

As people across the globe embrace working from home and leave formal employment in favor of gig-based work,

August 18, 2021

From Seed To Table: How Fintech Will Optimize Food Systems

When it comes to food security and production, financial inclusion initiatives have long recognized the benefits of access

August 04, 2021

Does Crypto Hype In Latin America Exceed, Meet — Or Make — Reality?

How one views the advent of cryptocurrencies in Latin America can be a Rorschach test for how one

Africa’s VC Boom: An Enabling Present or a Bet On The Future?

With African tech startups expected to receive a record-breaking amount of venture capital (VC) this year — projected to

Digital Lending’s Self-Regulation: A Redemption Story?

For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing

Blockchain’s Emerging Opportunities in Emerging Markets

If futurists’ predictions about the paradigm-shifting impact of digital ledger technologies — more commonly known as blockchain — are realized,

The Dangers of the One-Click Buy Paradigm

The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The

The Final Frontier of Content Streaming: Emerging Markets

Competition for content streaming and distribution services in the developed world has been intensifying since 2019, and these

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value

Has Ethiopia's Digital Finance Moment Finally Come?

May has marked some exciting milestones for Ethiopia and its digital ecosystem, which has piqued the interest of

Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds and energy supplier Colonial Pipeline may look like they have

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