Mondato Insight

January 21, 2020

Gift Cards: An Unlikely Revolution In Payments

Giving is big business. Birthdays, holidays, and other occasions to say “thank you” drive a global gift card

January 14, 2020

Mini-Grids: Powerful Partners For Financial Inclusion

With new year fanfare subsiding, the long march towards achieving the UN’s 2030 Sustainable Development Goals has

January 07, 2020

Maps, Money, & Mobile: Defining Geospatial Commerce

In Partnership with: In today’s internet-driven, data-rich world, innumerable brick-and-mortar operations have failed as stand-alone entities because

December 10, 2019

Digital Literacy: To Read And Write In Mobile

Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There

December 04, 2019

Consolidation: The Only Path for Ecommerce?

Facebook's notorious Libra melodrama over the last few months is just one example suggesting that big tech is

November 20, 2019

Will Banks Lead the Fintech Charge?

It’s sometimes assumed that competition in the financial services space is good for end users. If consumers

November 12, 2019

The Inclusion Illusion: Financial Health in Kenya

For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.

November 06, 2019

Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming

October 29, 2019

Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth

October 23, 2019

Is Mobile Money Helping or Harming Zimbabwe?

Zimbabwe’s economy is going through another nose-dive. The Mnangagwa administration, faced with re-instilling trust in the economy

October 08, 2019

Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.

October 02, 2019

The Biggest Ideas at Finovate Fall 2019

If the next billion-dollar fintech was being pitched this week, it was probably happening in New York. Over

September 24, 2019

MVNOs: Where Telcos And Digital Finance Converge?

Mobile virtual network operators (MVNOs) have been around for almost three decades. Initially conceived as a way for

September 17, 2019

Kids: Does Digital Abstract Money For the Worse?

A grand behavioral economics experiment is underway on kids. Since commercial exchange began, children have learned the nature

September 11, 2019

eSIM: Fresh Paint For Mobile, Payments And Identity?

If Apple has anything to say about it, embedded SIM cards, or eSIMs, may be poised to replace

September 03, 2019

Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in

August 27, 2019

Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.

August 20, 2019

Remittances: Ending Cash-Out

Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances

August 06, 2019

Mojaloop: Taking Stock

For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This

Senegal: Turtle Or Hare Of West Africa DFC?

Senegal has long occupied a special place in Francophone West Africa. Home to the historical capital of the

Sex Work: Safety In Digital?

Humanity’s oldest profession has gone digital. Facing legal perils and issues in safety, health and lack of

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