Mondato Insight

October 20, 2021

From Mobile Money Powerhouse to Super App: The Case of M-Pesa

After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps

October 13, 2021

Can Utilities Digitize in Africa?

Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance

October 06, 2021

The Digitization of a Society: How to Push Cashless and Pull Insights

Since the beginning of the pandemic, the seeming digitization-of-everything has arguably been most profound in two vital sectors:

September 22, 2021

The Gig Economy’s Next Frontier: Africa

As people across the globe embrace working from home and leave formal employment in favor of gig-based work,

August 18, 2021

From Seed To Table: How Fintech Will Optimize Food Systems

When it comes to food security and production, financial inclusion initiatives have long recognized the benefits of access

August 04, 2021

Does Crypto Hype In Latin America Exceed, Meet — Or Make — Reality?

How one views the advent of cryptocurrencies in Latin America can be a Rorschach test for how one

Africa’s VC Boom: An Enabling Present or a Bet On The Future?

With African tech startups expected to receive a record-breaking amount of venture capital (VC) this year — projected to

Digital Lending’s Self-Regulation: A Redemption Story?

For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing

Blockchain’s Emerging Opportunities in Emerging Markets

If futurists’ predictions about the paradigm-shifting impact of digital ledger technologies — more commonly known as blockchain — are realized,

The Dangers of the One-Click Buy Paradigm

The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The

The Final Frontier of Content Streaming: Emerging Markets

Competition for content streaming and distribution services in the developed world has been intensifying since 2019, and these

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value

Has Ethiopia's Digital Finance Moment Finally Come?

May has marked some exciting milestones for Ethiopia and its digital ecosystem, which has piqued the interest of

Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds and energy supplier Colonial Pipeline may look like they have

COVID’s G2P Revolution: Togo as a Case Study

Effective targeting is critical for government programs as well as market penetration strategies to succeed — a challenge exacerbated

Is Gig Work Financially Sustainable?

The lack of stable income from single, easily verifiable sources makes it difficult for gig workers to access

Emerging Market BNPL: An Opportunity for Growth and Inclusion

As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look

Can Climate Fintech Lift Emerging Economies?

Climate fintech is being leveraged to help countries reach global net carbon neutrality by 2060, but its impact

Beyond the Last Mile: Reconsidering “Rurality”

For far too long, the imaginary divide between rural and urban has proven more of a hindrance than

Will Vaccine Passports Exclude or Enable?

A vaccination clinic in the working class neighborhood of Neve Sha’anan in south Tel Aviv is not

Data, Diversify, Distribute: Emerging Optimization Models

2020 brought with it a 12.7 percent increase in the number of registered mobile money accounts, bringing

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