The Remittance Matrix: Price, Channel And Corridor

For many, international remittances are a financial life-preserver. Transfers initiated by diaspora or migrant communities buoy up and stabilize the incomes for populations at risk of economic volatility. In 2016 alone, flows worth $575 billion
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Is Your Country Ready To Go Cashless?

As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any country or economy to make the shift from physical cash to a cashless payments ecosystem: the physical/
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The GSMA Innovation Funds: Kick-Starting Scale

Somewhere along the way, the mobile phone came to represent the hinterlands of capacity-building in emerging economies. While an obvious vehicle for change due to its ubiquity - even among the poor or illiterate – its
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Finovate Fall: Fintech = Financial Inclusion?

The discourse around fintech has a habit of wrapping it in an angelic-like glow. On the surface level, digitization promises financial institutions a way to provision services at a lower price point, which then renders
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What To Do When A Credit Agency Equifax Up?

If you led a major American company in an industry that believed itself to be largely immune from consequences, waiting one month until news attention was focused on a major hurricane, just before the annual
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When Telcos and FSPs Intersect

These days, and with very few exceptions, if you aren’t doing mobile then you aren’t doing it right. Mobile phones (or as we often note on Mondato Insight, more accurately termed handheld computers
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Is Digital A Conduit For Hate Groups?

In the aftermath of Charlottesville, renewed scrutiny has fallen upon hate groups, their digital hives and their access to online funding. Pressure by civil society is mounting on the likes of Facebook, YouTube, Twitter, Paypal,
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What Do We Want? Instant Payments!

When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because everybody else does! In a world where Digital Transformation means that most goods and services are available
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