The ‘transformative power’ latent in digital financial and commrce (DFC) on a national or transnational basis is an insight well-received by corporates, economists, governments and humanitarians alike. The degree to which this transformative power has
Increased smartphone penetration and GSM coverage are setting the stage for digital finance & commerce (DFC)’s success across emerging markets, yet certain countries are experiencing a plateau in usage. The ability to effectively distribute
Not so long ago, for international travelers who didn't want to carry cash, travelers' checks were the safe and preferred choice. Travelers' checks were secure, replaceable if lost or stolen, and for the cost-conscious traveler,
M-PESA is often touted as the success story of digital finance and commerce (DFC) in developing countries due to its impressive coverage of the Kenyan population as well as the large number of services it
In a world where increasingly information is currency and "data is the new oil", ownership of information and verification of identity become the deeds to the land from under which the black gold bubbles up.
Traditionally, international remittances are sent via banks, remittance service providers (RSPs) such as MoneyGram and Western Union, or informal channels. But with the rise of technology, mobile operators and Fintech companies are providing attractive alternatives
The cyclical relationship between innovation, revenue and survival has become a self-evident truism in the banking industry. Mondato, on previous occasion, has disputed narratives that paint financial technology firms and banks as necessary antagonists and
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