Finovate Fall: Fintech = Financial Inclusion?

The discourse around fintech has a habit of wrapping it in an angelic-like glow. On the surface level, digitization promises financial institutions a way to provision services at a lower price point, which then renders
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What To Do When A Credit Agency Equifax Up?

If you led a major American company in an industry that believed itself to be largely immune from consequences, waiting one month until news attention was focused on a major hurricane, just before the annual
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When Telcos and FSPs Intersect

These days, and with very few exceptions, if you aren’t doing mobile then you aren’t doing it right. Mobile phones (or as we often note on Mondato Insight, more accurately termed handheld computers
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Is Digital A Conduit For Hate Groups?

In the aftermath of Charlottesville, renewed scrutiny has fallen upon hate groups, their digital hives and their access to online funding. Pressure by civil society is mounting on the likes of Facebook, YouTube, Twitter, Paypal,
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What Do We Want? Instant Payments!

When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because everybody else does! In a world where Digital Transformation means that most goods and services are available
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M&A Mayhem: Telling Up From Down

Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature industry, the consolidations taking the Digital Finance and Commerce (DFC) ecosystem by storm are becoming increasingly eclectic.
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Does Demonetisation Work?

While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is not the only country in the world potentially headed on a path (however long it may be) towards a
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The Data Debacle: Insights Falling Through The Cracks?

Even as DFC products - like mobile money - become a more important commercial component of the margins of mobile network operators (MNOs) and banks, there are just as many cautionary tales as there are
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