November 15, 2023 Psychometrics: What Makes A Reliable Borrower? With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data
April 28, 2021 Emerging Market BNPL: An Opportunity for Growth and Inclusion As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look
March 24, 2021 Can Personality Predict Loan Performance? Know Your Customer — often abbreviated as KYC — is such an important part of success in digital finance that
May 14, 2019 Microfinance Institutions: Prospects For B2B Fintechs? When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user
February 12, 2019 Credit Bureaus: Resting On Their Laurels? With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
January 15, 2019 Mortgages: Different Stages Of Digitization For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea.
November 06, 2018 Payments Banks To UltraFICO: Targeting No Man's Land Despite disruptive business models building momentum towards increased digitization in financial services, it is likely just a matter
August 28, 2018 Digital Credit Is Easy, But Is It Too Easy? Access to credit is a key element of financial inclusion, and over the past five years has become
February 13, 2018 Sesame Credit: Back Door To A Dystopian Future? Although it has been around for a few years, in the past few months Alibaba's Sesame
September 12, 2017 What To Do When A Credit Agency Equifax Up? If you led a major American company in an industry that believed itself to be largely immune from