Tag: Credit Scoring

Total 10 Posts

Psychometrics: What Makes A Reliable Borrower?

With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data
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Emerging Market BNPL: An Opportunity for Growth and Inclusion

As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look
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Can Personality Predict Loan Performance?

Know Your Customer — often abbreviated as KYC — is such an important part of success in digital finance that
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Microfinance Institutions: Prospects For B2B Fintechs?

When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user
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Credit Bureaus: Resting On Their Laurels?

With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
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Mortgages: Different Stages Of Digitization

For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea.
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Payments Banks To UltraFICO: Targeting No Man's Land

Despite disruptive business models building momentum towards increased digitization in financial services, it is likely just a matter
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Digital Credit Is Easy, But Is It Too Easy?

Access to credit is a key element of financial inclusion, and over the past five years has become
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Sesame Credit: Back Door To A Dystopian Future?

Although it has been around for a few years, in the past few months Alibaba's Sesame
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What To Do When A Credit Agency Equifax Up?

If you led a major American company in an industry that believed itself to be largely immune from
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