March 24, 2021 Can Personality Predict Loan Performance? Know Your Customer — often abbreviated as KYC — is such an important part of success in digital finance that
May 14, 2019 Microfinance Institutions: Prospects For B2B Fintechs? When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user
February 12, 2019 Credit Bureaus: Resting On Their Laurels? With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
January 15, 2019 Mortgages: Different Stages Of Digitization For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea.
November 06, 2018 Payments Banks To UltraFICO: Targeting No Man's Land Despite disruptive business models building momentum towards increased digitization in financial services, it is likely just a matter
August 28, 2018 Digital Credit Is Easy, But Is It Too Easy? Access to credit is a key element of financial inclusion, and over the past five years has become
February 13, 2018 Sesame Credit: Back Door To A Dystopian Future? Although it has been around for a few years, in the past few months Alibaba's Sesame Credit has
September 12, 2017 What To Do When A Credit Agency Equifax Up? If you led a major American company in an industry that believed itself to be largely immune from