Startups Won't Survive Unless They Play Both Sides

Three months in, and 2020 has already introduced significant risk into the financial services sector, from deposit runs
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Staying Current In A Crisis

It is too early to tell what will result from the onset of COVID-19. However, news outlets around
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Will COVID-19 Lead To Bigger, Better Borrowing?

Mere weeks following its arrival on the global stage, the COVID-19 epidemic has already wreaked havoc on health
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Digital Finance Is As Important As Ever During COVID-19

History tells us that The Black Death was a catalyst in shifting Europe’s economy away from the
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Why Western Union Is Still King Of Remittances

P2P cross-border transfers - known as remittances - have long occupied a critically important role in the modern
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Better Payments, Better Apps: The Sharing Economy Wars

The so-called “sharing economy,” led by ride-sharing pioneers like Uber and home-sharing pioneers like Airbnb, has expanded to
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Shifting Sands: The New Digital Labor Landscape

The so-called “fourth industrial revolution” is here. It comprises new technological advancements and increasingly global supply chains, which
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Do Women Hold The Key To Financial Inclusion In Mozambique?

An initial glance at the state of financial inclusion in Mozambique suggests a healthy fintech ecosystem. For a
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Eco Currency: Cash In Common For West Africa?

Against a post-Brexit backdrop, what can we learn from the internecine integration (and disintegration) challenges of other regions?
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Open Banking: API Use Cases To The Rescue

The traditional open banking use case is that of an app which tracks financial activity and allows users
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Will Singapore's Digital Bank Licenses Level The Playing Field?

Last June, the Monetary Authority of Singapore (MAS) announced that it will issue five digital bank licenses. A
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Gift Cards: An Unlikely Revolution In Payments

Giving is big business. Birthdays, holidays, and other occasions to say “thank you” drive a global gift card
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Mini-Grids: Powerful Partners For Financial Inclusion

With new year fanfare subsiding, the long march towards achieving the UN’s 2030 Sustainable Development Goals has
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Maps, Money, & Mobile: Defining Geospatial Commerce

In Partnership with: In today’s internet-driven, data-rich world, innumerable brick-and-mortar operations have failed as stand-alone entities because
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Digital Literacy: To Read And Write In Mobile

Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There
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Consolidation: The Only Path for Ecommerce?

Facebook's notorious Libra melodrama over the last few months is just one example suggesting that big tech is
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Data Sovereignty: Threading The Regulatory Needle

Every move we make in cyberspace leaves a digital footprint. The emerging area of Data Sovereignty asks: in
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Will Banks Lead the Fintech Charge?

It’s sometimes assumed that competition in the financial services space is good for end users. If consumers
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The Inclusion Illusion: Financial Health in Kenya

For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.
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Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming
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Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth
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Is Mobile Money Helping or Harming Zimbabwe?

Zimbabwe’s economy is going through another nose-dive. The Mnangagwa administration, faced with re-instilling trust in the economy
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S-Commerce: Shopping End-to-end With Family & Friends

Social media’s journey towards monetization, laborious though it has been, appears to be striking pay dirt at
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Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.
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