Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic
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Africa’s Social Commerce Runners: Raising The Floor, But Lowering The Ceiling?

Social commerce is making inroads across Africa, propelled by stronger cross-border trade corridors that are helping to plug
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ChatGPT: The Challenges And Opportunities Coming To Financial Services

It’s been decades since algorithmic trading transformed Wall Street with its high-frequency trading and years since the
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Is Financial Literacy the Missing Piece to African Insurtech?

In her nearly ten years running a small grocery store in Kenya, Faith Kemunto’s biggest fear has
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Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and
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FTX Aftershocks: Creation Through Destruction?

Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what
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Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to
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The Hurdles of Financing Africa’s Cross-Border Logistics Industry

The cross-border logistics industry in Africa, currently estimated to be about $150 billion [https://internationalfinance.com/technology-uptake-drives-african-logistics-innovation/] , has
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Mobile Money In Zimbabwe: Shaken, But Still Standing

The popularity of mobile money in Zimbabwe is stifled by the government’s policies, high transaction fees and
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The New Rules And Norms Shaping Alternative Data 2.0

The first wave of alternative data use gave rise to powerhouse companies across key markets in the African
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Gambling And Fintech: Two Sides Of The Same Coin?

Similar to cannabis [https://blog.mondato.com/the-cannabis-industry-is-going-digital/], the growing legal acceptance of gambling in the United States
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The End Of Mobile Money Agent Networks As We Know Them

Walk around Nairobi, and you’ll notice the streets are dotted with green. M-Pesa outlets and agents populate
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Brazil’s Pix: Should Instant Payment Rails Be A Public Good?

When Mondato Insight last discussed [https://blog.mondato.com/whatsapp-payments-case-study-brazil/] instant payments in Brazil in 2020, Brazil’s
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Can the ABC Model Power Digital Finance?

Against the backdrop of a widening ecosystem of energy supply technologies and business models, digital finance is seen
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Impact Investment: Is Standardization Possible — Or Desirable?

Impact — a buzzword constantly splashed across marketing material and in conversations worldwide — is a misunderstood concept hearkening to
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Where Financial Inclusion and Climate Resilience Intersect

Despite contributing the least [https://allianceforscience.cornell.edu/blog/2020/09/oxfam-the-worlds-poor-suffer-disproportionately-from-carbon-emissions-generated-by-the-rich/] to greenhouse gas emissions, smallholder farmers
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Travel And Fintech: Where Challenge Meets Flush Opportunity

As travel deals with a myriad of cancellations [https://www.travelandleisure.com/travel-news/2022-flight-cancellations-pandemic-data] this year and, until
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Cloud And FinTech: Security Gaps Emerge

The adoption and use of cloud services is gaining traction among financial institutions as they gain confidence in
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The Conundrum Of Chargeback Fraud

Chargebacks are a tool simultaneously essential to digital commerce, yet one deeply vulnerable to abuse. Chargebacks occur when
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Is Alternative Financing Hurting Ride-Hailing Drivers?

The ride-hailing industry in Sub-Saharan Africa has formed strategic partnerships with alternative financing providers vying to serve the
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Integrated Solutions: The Sole Path To Sustainability And Scalability?

Once upon a time, businesses focused on core competencies: do what you do best, and capture the given
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King Cash in the Congo: A Tale of Three Cities

Throughout much of the developing world, the availability and use of digital finance services have become the norm
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Vietnamese Fintech: Sprinting Before Walking?

In a region that stands out for fintech acceleration, Vietnam stands out. With a sizable, young and tech
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Will Informal Savings Groups Survive Inflation?

The crucial importance of savings groups to protect vulnerable and underserved groups in times of economic shock was
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