October 20, 2021 From Mobile Money Powerhouse to Super App: The Case of M-Pesa After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps
November 27, 2019 Data Sovereignty: Threading The Regulatory Needle Every move we make in cyberspace leaves a digital footprint. The emerging area of Data Sovereignty asks: in
November 12, 2019 The Inclusion Illusion: Financial Health in Kenya For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.
February 26, 2019 Digital Loans: A Wild Wild West? When a disruptive new technology enters the market, it’s predictable what comes next: chaos. Without prior regulations
January 01, 2019 Cashless Transportation: Kenya And Rwanda As Case Studies By most measures, Kenya is a shining model of financial inclusion in Sub-Saharan Africa. As the home of
November 13, 2018 Beyond The Binaries: Mobile Money Access Revisited Earlier this year, Mondato explored the insights emerging from the Global Findex data-set on financial inclusion, highlighting the
March 13, 2018 Pensions Make Perfect: Roping In The Informal Economy As melodramatic as it may sound, the slow extinction of the joint family, a system historically favored by
August 22, 2017 What Do We Want? Instant Payments! When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
June 27, 2017 The Winners And Losers in Mobile Money When the GSMA released the 2016 mobile money 'State of the Industry Report' at Mobile World
October 11, 2016 Move Over Techies, Farmers Are the New (and Old) Frontier Technological innovation is disrupting agricultural value and supply chains, no matter whether in relation to pre-cultivation, cultivation and
November 26, 2014 Is Interoperability Inevitable in Mobile Money? One of the lessons taken from the massive shake-up that Apple brought to the payments world in developed
June 11, 2014 Skin SIM Technology: A Serious Challenge For Safaricom? A technological innovation that was developed in China nearly a decade ago but gained little traction elsewhere is
March 05, 2013 Can mPOS Platforms Succeed In Emerging Markets? The success of mobile point-of-sale (mPOS) offerings in the US and Europe has inspired the emergence of similar
January 22, 2013 Using M-Pesa “Rails” To Enhance Healthcare Access Of the three billion people who live on less than the equivalent of $2 per day, one billion