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Mondato

453 posts Washington DC Website
Mondato is a boutique management consulting firm specializing in strategic, commercial and operational support for the Digital Finance & Commerce (DFC) industry.

Digital Finance and the Future of Farming

Three out of every four poor people in developing countries live in rural areas, and most of them
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Password, PIN, or Print?

How many passwords do you need to remember on a daily basis? Do you find yourself having to
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The Secret Sauce for Success in MFS?

A great deal has been written about what factors are important in generating scale in a mobile money
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Can Mobile Money Improve Your Health?

The general rule of thumb is that when something appears too good to be true, it very likely
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What Will the Bank of the Future Look Like?

Banks! What are they good for? If you listen to some of the evangelists of the “disruptive technology
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Will Apple and Samsung Get Zapped?

In the world of mobile payments, much attention of late has focused on the collision in the United
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Can You Teach an Old Lender New Tricks?

Based on a foundation of airtime and person-to-person money transfers, an emerging second generation of Mobile Finance and
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What We Learned At Mondato Summit Africa 2015

In its second year, Mondato Summit Africa was treated to more beautiful winter sunshine, and we had a
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How Best to Keep Afloat

It has long been recognized that one of the main challenges to deploying and scaling a successful mobile
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Who Should Carry the Burden of Risk?

In last week’s Mondato Insight, we touched upon the issue of fraud in mobile money, and asked
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Should We Be Worried About Fraud?

As discussed in last week’s Mondato Insight, trust is one of the key factors that will ultimately
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Who Can Consumers Trust?

When Apple’s CEO Tim Cook announced Apple Pay to the world, the Cupertino tech giant’s payments
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When Incentives Don't Align

“How Afghanistan Is on the Leading Edge of a Tech Revolution” thundered Time magazine in the Spring of
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World Bank Findex 2014: Mobile Money Isn't the Only Show in Town

Last week the World Bank released the second wave of its ‘Global Findex‘: the results of a global
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Do Banks Have a Brick-and-Mortar Future?

A new report issued by the Board of Governors of the Federal Reserve System has shed significant new
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Is Samsung Going to Steal Apple's Pay Thunder?

The “year of mobile payments” has been a long time coming, but it finally appears that 2015 is
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On the African Horn of a Dilemma

In early February, a group of United States senators, congressmen and congresswomen sent a letter to the Secretary
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Who Really Needs Financial Education?

Mobile phones and mobile wallets have a bi-directional relationship with financial education. On the one hand, a degree
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The Potential Pitfalls of Regulatory Innovation

For the past five years or so, Ghana has ploughed a somewhat lonely furrow in the world of
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Unleashing India's Potential (Part 2)

In the first part of this two-part blog post on mobile finance and commerce (MFC) in India, Mondato
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MWC 2015: Same Same But Different?

It is that time of the year again, when 90,000 hardy souls converge on the Spanish city
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Unleashing India's Potential (Part 1)

In 2011, the last year for which the World Bank records data, just 35% of Indians over the
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Mobile Mary?

In most places around the world, the direction of travel in transactions and payments is towards digitization. The
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Mobile Money and the Ebola Crisis

Although the Ebola virus that spread late last year through parts of West Africa claimed the lives of
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