November 15, 2023 Psychometrics: What Makes A Reliable Borrower? With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data
July 26, 2023 Inclusion Through Gig Work: A Tricky Venture The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The
July 12, 2023 Bridging The Access-Usage Gap, Literacy Efforts Aren’t Key — Addressing Need Is Even following COVID’s turbocharge of digital uptake, the slower gains in usage compared to access renders financial
June 14, 2023 South Africa: A Model Of Stability Or Stymied Innovation? Fintech in South Africa is one of many caveats. A country with a highly banked population — yet one
May 31, 2023 Small Scale Series: Island Hopping Across the Caribbean Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,
May 17, 2023 Post-SVB: Are Emerging Markets Digital Banks’ Oasis? As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse
April 19, 2023 Small Scale Series: Tiny Markets in West Africa When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a
April 05, 2023 Regulation: Time to Ask for Permission And Not Forgiveness The common saying “ask for forgiveness and not permission” has never been more contentious than it is in
March 01, 2023 Are Colleges Failing At Blockchain? Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following
February 01, 2023 Cross-Border Integration and The Future of Frictionless Finance As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic
January 25, 2023 Africa’s Social Commerce Runners: Raising The Floor, But Lowering The Ceiling? Social commerce is making inroads across Africa, propelled by stronger cross-border trade corridors that are helping to plug
December 28, 2022 Fintech 2023: Looking Back To Look Forward In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and
December 14, 2022 FTX Aftershocks: Creation Through Destruction? Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what
December 07, 2022 Regulation: The Secret Ingredient To Uganda’s Fintech Sauce? The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to
November 01, 2022 The New Rules And Norms Shaping Alternative Data 2.0 The first wave of alternative data use gave rise to powerhouse companies across key markets in the African
October 26, 2022 Gambling And Fintech: Two Sides Of The Same Coin? Similar to cannabis [https://blog.mondato.com/the-cannabis-industry-is-going-digital/], the growing legal acceptance of gambling in the United States
August 30, 2022 Where Financial Inclusion and Climate Resilience Intersect Despite contributing the least [https://allianceforscience.cornell.edu/blog/2020/09/oxfam-the-worlds-poor-suffer-disproportionately-from-carbon-emissions-generated-by-the-rich/] to greenhouse gas emissions, smallholder farmers
August 23, 2022 Travel And Fintech: Where Challenge Meets Flush Opportunity As travel deals with a myriad of cancellations [https://www.travelandleisure.com/travel-news/2022-flight-cancellations-pandemic-data] this year and, until
July 26, 2022 The Conundrum Of Chargeback Fraud Chargebacks are a tool simultaneously essential to digital commerce, yet one deeply vulnerable to abuse. Chargebacks occur when
July 12, 2022 Is Alternative Financing Hurting Ride-Hailing Drivers? The ride-hailing industry in Sub-Saharan Africa has formed strategic partnerships with alternative financing providers vying to serve the
July 05, 2022 Integrated Solutions: The Sole Path To Sustainability And Scalability? Once upon a time, businesses focused on core competencies: do what you do best, and capture the given
June 21, 2022 Vietnamese Fintech: Sprinting Before Walking? In a region that stands out for fintech acceleration, Vietnam stands out. With a sizable, young and tech
May 31, 2022 Not All Fintechs Will Weather The Current Shock — And That’s A Good Thing Fintech may be among the worst-hit sectors amidst the recent market downturn, but that says nothing of the
May 24, 2022 Can e-Health Scale in Africa? Two years after the start of the pandemic, a groundswell of healthcare electrification and digitization investments is preparing