Fintech - Mondato Insight

Tag: Fintech

Total 86 Posts

Fintech And The Era of Digital Public Infrastructure

When Anit Mukherjee arrived in Washington, DC in 2013, a friend suggested ordering something called Uber to pick

Open Banking in Nigeria: Are Grassroots Efforts Enough?

After several years of slow progress, some of the earliest examples of open banking frameworks have begun to

February 07, 2024

Gen AI In Emerging Markets: Is The Hype Warranted?

In an otherwise difficult funding environment, slapping “AI’ onto any product or service has become shorthand for “we’

January 10, 2024

Three Fintech Trends From 2023 — And How They May Look In 2024

In 2023, the dichotomy between success and failure in the fintech world never felt more stark. Emerging technologies

November 15, 2023

Psychometrics: What Makes A Reliable Borrower?

With various forms of data proving insufficient or invasive (or both), the quest for privacy-protective — yet repayment-predictive — data

Inclusion Through Gig Work: A Tricky Venture

The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The

Bridging The Access-Usage Gap, Literacy Efforts Aren’t Key — Addressing Need Is

Even following COVID’s turbocharge of digital uptake, the slower gains in usage compared to access renders financial

South Africa: A Model Of Stability Or Stymied Innovation?

Fintech in South Africa is one of many caveats. A country with a highly banked population — yet one

Small Scale Series: Island Hopping Across the Caribbean

Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,

Post-SVB: Are Emerging Markets Digital Banks’ Oasis?

As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse

Small Scale Series: Tiny Markets in West Africa

When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a

Regulation: Time to Ask for Permission And Not Forgiveness

The common saying “ask for forgiveness and not permission” has never been more contentious than it is in

Are Colleges Failing At Blockchain?

Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following

February 01, 2023

Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic

December 28, 2022

Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and

December 14, 2022

FTX Aftershocks: Creation Through Destruction?

Weeks after FTX’s monumental collapse, the aftershocks continue as investors, regulators and companies take stock of what

December 07, 2022

Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to

November 01, 2022

The New Rules And Norms Shaping Alternative Data 2.0

The first wave of alternative data use gave rise to powerhouse companies across key markets in the African

October 26, 2022

Gambling And Fintech: Two Sides Of The Same Coin?

Similar to cannabis [https://blog.mondato.com/the-cannabis-industry-is-going-digital/], the growing legal acceptance of gambling in the United States

August 30, 2022

Where Financial Inclusion and Climate Resilience Intersect

Despite contributing the least [https://allianceforscience.cornell.edu/blog/2020/09/oxfam-the-worlds-poor-suffer-disproportionately-from-carbon-emissions-generated-by-the-rich/] to greenhouse gas emissions, smallholder farmers

August 23, 2022

Travel And Fintech: Where Challenge Meets Flush Opportunity

As travel deals with a myriad of cancellations [https://www.travelandleisure.com/travel-news/2022-flight-cancellations-pandemic-data] this year and, until

The Conundrum Of Chargeback Fraud

Chargebacks are a tool simultaneously essential to digital commerce, yet one deeply vulnerable to abuse. Chargebacks occur when

Is Alternative Financing Hurting Ride-Hailing Drivers?

The ride-hailing industry in Sub-Saharan Africa has formed strategic partnerships with alternative financing providers vying to serve the

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