Regulation - Mondato Insight

Tag: Regulation

Total 58 Posts

August 07, 2024

Argentina: Can Bank-Driven Wallets Compete With Big Tech Platforms?

Following the pandemic, a certain playbook for revamping digital payment ecosystems has emerged across geographies. This often involves

CBDCs: The Answer To Cross-Border Inefficiencies?

Central Bank Digital Currencies (CBDCs) are a bit of a Rorschach test, depending on the central bank and

Regulation: Time to Ask for Permission And Not Forgiveness

The common saying “ask for forgiveness and not permission” has never been more contentious than it is in

February 01, 2023

Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic

December 07, 2022

Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to

November 01, 2022

The New Rules And Norms Shaping Alternative Data 2.0

The first wave of alternative data use gave rise to powerhouse companies across key markets in the African

Central Bank Digital Currencies: What Are They Good For?

Two years after the Bahamas became the first country [https://www.forbes.com/sites/vipinbharathan/2020/10/21/

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

Digital Lending’s Self-Regulation: A Redemption Story?

For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value

December 10, 2019

Digital Literacy: To Read And Write In Mobile

Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There

November 06, 2019

Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks

October 29, 2019

Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth

October 08, 2019

Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.

August 27, 2019

Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.

Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population

Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated

Mondato Summit Africa 2019: Scaling DFC Innovations

Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,

Amazon And Flipkart: Kiss Indian E-Commerce Goodbye?

The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change

February 12, 2019

Credit Bureaus: Resting On Their Laurels?

With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit

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