Tag: Regulation

Total 56 Posts

Data Localization: Consumer Protection Or Power Grab?

Over the past twelve months, through a combination of regulatory intervention (think GDPR) and private company snafus (think
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Are Some Markets Immune To The X-Pays' Advance?

Apple's recent earnings call grabbed a lot of headlines, and the resulting momentum has nudged the
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Central Bank Digital Currencies

Bitcoin hasn't even celebrated its 10th birthday, and yet in that short space of time cryptocurrencies
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Digital Adoption: The Black Swan Theory

Until the 17th century, the term “black swan” was used to describe something that didn’t exist -
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The Ethical Boundaries Of "Digital Oil"

Like storm clouds on the horizon that blissful sunbathers choose to ignore, the data privacy crisis swirling around
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Do Bank-Led Models Stall Progress?

Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches
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Chilly Winds Of Change For Banks?

Even before the election of President Donald Trump foretold the passing of a tax reform act that would
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Is Fintech Challenging the Payday Loan Industry?

If there is a sub-section of the finance industry that is less well-loved than Wall Street banks, it
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Data Protection In Europe: GDPR Looms

Target, Sony, Yahoo, Equifax, Uber. The names read like a rogues' gallery of big companies that have
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Is Your Country Ready To Go Cashless?

As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any
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What Do We Want? Instant Payments!

When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
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Does Demonetisation Work?

While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is
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ICOs: A Shortcut To Boom Or Bust?

It was probably only a matter of time before the world of altcoins and cryptocurrencies produced its own
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The "Win" Side of the PSD2: Security Opportunities

The following is summary of a presentation held by Ariadne Plaitakis, Head of Regulatory at Mondato, at ENISA&
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(In)Accessible Nepal

Nepal, with its Himalayan peaks and Buddhist monks, is a remote and inaccessible country, with an underdeveloped financial
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The Regulatory Sandbox

Most parents of little ones this summer will probably have found themselves at some point in a sandbox,
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PSD2 - Part Two: Are You Sure You Know What It Means For You?

Last month, we looked at what significant changes the Revised Payment Services Directive (“PSD2”) will bring to the
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Astroturf Apptivism and the Sharing Economy

The capacity of the internet to connect buyers and sellers in new marketplaces is almost as old as
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The Bitcoin Regulatory Paradox

The ways in which Bitcoin could innovate the e-commerce and m-commerce sectors is not a new conversation. Mondato
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The West African Economic & Monetary Union: Ready For The Big Time?

Along with other commentators in the space, *Mondato Insight *has frequently observed the importance of the regulatory framework
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The Potential Pitfalls of Regulatory Innovation

For the past five years or so, Ghana has ploughed a somewhat lonely furrow in the world of
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Unleashing India's Potential (Part 2)

In the first part of this two-part blog post on mobile finance and commerce (MFC) in India, Mondato
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Unleashing India's Potential (Part 1)

In 2011, the last year for which the World Bank records data, just 35% of Indians over the
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Mobile Mary?

In most places around the world, the direction of travel in transactions and payments is towards digitization. The
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