August 14, 2018 Are Some Markets Immune To The X-Pays' Advance? Apple's recent earnings call grabbed a lot of headlines, and the resulting momentum has nudged the company towards
July 03, 2018 Central Bank Digital Currencies Bitcoin hasn't even celebrated its 10th birthday, and yet in that short space of time cryptocurrencies have gone
June 12, 2018 Digital Adoption: The Black Swan Theory Until the 17th century, the term “black swan” was used to describe something that didn’t exist -
April 10, 2018 The Ethical Boundaries Of "Digital Oil" Like storm clouds on the horizon that blissful sunbathers choose to ignore, the data privacy crisis swirling around
February 06, 2018 Do Bank-Led Models Stall Progress? Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches
January 30, 2018 Chilly Winds Of Change For Banks? Even before the election of President Donald Trump foretold the passing of a tax reform act that would
December 19, 2017 Is Fintech Challenging the Payday Loan Industry? If there is a sub-section of the finance industry that is less well-loved than Wall Street banks, it
December 05, 2017 Data Protection In Europe: GDPR Looms Target, Sony, Yahoo, Equifax, Uber. The names read like a rogues' gallery of big companies that have fallen
October 03, 2017 Is Your Country Ready To Go Cashless? As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any
August 22, 2017 What Do We Want? Instant Payments! When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
August 08, 2017 Does Demonetisation Work? While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is not the
July 11, 2017 ICOs: A Shortcut To Boom Or Bust? It was probably only a matter of time before the world of altcoins and cryptocurrencies produced its own
October 26, 2016 The "Win" Side of the PSD2: Security Opportunities The following is summary of a presentation held by Ariadne Plaitakis, Head of Regulatory at Mondato, at ENISA's
September 26, 2016 (In)Accessible Nepal Nepal, with its Himalayan peaks and Buddhist monks, is a remote and inaccessible country, with an underdeveloped financial
August 30, 2016 The Regulatory Sandbox Most parents of little ones this summer will probably have found themselves at some point in a sandbox,
February 03, 2016 PSD2 - Part Two: Are You Sure You Know What It Means For You? Last month [https://blog.mondato.com/psd2/], we looked at what significant changes the Revised Payment Services Directive
September 08, 2015 Astroturf Apptivism and the Sharing Economy The capacity of the internet to connect buyers and sellers in new marketplaces is almost as old as
August 14, 2015 The Bitcoin Regulatory Paradox The ways in which Bitcoin could innovate the e-commerce and m-commerce sectors is not a new conversation. Mondato
July 28, 2015 The West African Economic & Monetary Union: Ready For The Big Time? Along with other commentators in the space, *Mondato Insight *has frequently [http://mondato.com/blog/cambodia-wing/] observed [http:
March 18, 2015 The Potential Pitfalls of Regulatory Innovation For the past five years or so, Ghana has ploughed a somewhat lonely furrow in the world of
March 11, 2015 Unleashing India's Potential (Part 2) In the first part [https://blog.mondato.com/india-part-1/] of this two-part blog post on mobile finance and
February 25, 2015 Unleashing India's Potential (Part 1) In 2011, the last year for which the World Bank records data [http://datatopics.worldbank.org/financialinclusion/], just
February 18, 2015 Mobile Mary? In most places around the world, the direction of travel in transactions and payments is towards digitization. The
January 28, 2015 Colombia: Building a Digital Ecosystem Through Public Private Partnership Haga clic aquí para leer en español. [http://mondato.com/blog/la-construccion-de-un-ecosistema-digital-en-colombia/] For much of its recent history,