Tag: Regulation

Total 45 Posts

Digital Literacy: To Read And Write In Mobile

Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There
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Data Sovereignty: Threading The Regulatory Needle

Every move we make in cyberspace leaves a digital footprint. The emerging area of Data Sovereignty asks: in
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Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming
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Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth
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Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.
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Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
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Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population
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Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated
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Mondato Summit Africa 2019: Scaling DFC Innovations

Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,
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Amazon And Flipkart: Kiss Indian E-Commerce Goodbye?

The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change
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Credit Bureaus: Resting On Their Laurels?

With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
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Mondato Summit Asia 2018: The Next Wave Of Digital Services In Emerging Asia

Mondato selected the bustling urban jungle of Jakarta, Indonesia as the location for the fifth annual digital finance
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Solving The Skills Gap In Digital Financial Services

Digital financial services are proliferating around the globe. The specialized skills needed to thrive in the industry, however,
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Data Localization: Consumer Protection Or Power Grab?

Over the past twelve months, through a combination of regulatory intervention (think GDPR) and private company snafus (think
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Are Some Markets Immune To The X-Pays' Advance?

Apple's recent earnings call grabbed a lot of headlines, and the resulting momentum has nudged the company towards
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Central Bank Digital Currencies

Bitcoin hasn't even celebrated its 10th birthday, and yet in that short space of time cryptocurrencies have gone
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Digital Adoption: The Black Swan Theory

Until the 17th century, the term “black swan” was used to describe something that didn’t exist -
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The Ethical Boundaries Of "Digital Oil"

Like storm clouds on the horizon that blissful sunbathers choose to ignore, the data privacy crisis swirling around
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Do Bank-Led Models Stall Progress?

Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches
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Chilly Winds Of Change For Banks?

Even before the election of President Donald Trump foretold the passing of a tax reform act that would
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Is Fintech Challenging the Payday Loan Industry?

If there is a sub-section of the finance industry that is less well-loved than Wall Street banks, it
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Data Protection In Europe: GDPR Looms

Target, Sony, Yahoo, Equifax, Uber. The names read like a rogues' gallery of big companies that have fallen
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Is Your Country Ready To Go Cashless?

As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any
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What Do We Want? Instant Payments!

When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
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