March 23, 2022 Central Bank Digital Currencies: What Are They Good For? Two years after the Bahamas became the first country to roll out a digital currency issued by its
October 27, 2021 Big Tech in Financial Services: A New Regulatory Paradigm The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in
September 08, 2021 Can Africa Leapfrog Towards Open Banking? Open banking is seen in some circles as the next great leap forward in digital finance. By allowing
July 14, 2021 Digital Lending’s Self-Regulation: A Redemption Story? For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing
June 16, 2021 Chinese Fintech’s “New Normal”: What Does It Mean? The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s
June 09, 2021 Rwanda: Land of 1,000 Digital Contradictions Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13
June 02, 2021 Cryptocurrency: At A Regulatory Crossroads After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value
December 10, 2019 Digital Literacy: To Read And Write In Mobile Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There
November 27, 2019 Data Sovereignty: Threading The Regulatory Needle Every move we make in cyberspace leaves a digital footprint. The emerging area of Data Sovereignty asks: in
November 06, 2019 Removing The Risk From Bank-Fintech Partnerships It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming
October 29, 2019 Brazil: Digital Finance at the Speed of Light Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth
October 08, 2019 Digital Banking in Asia: How to Regulate a Revolution Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.
August 27, 2019 Payments Banks: Nigeria Takes A Page From India Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
June 25, 2019 Ethiopia: Time To Do Or Die? Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population
June 09, 2019 Regulatory Sandboxes: Worthwhile In Developing Countries? The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated
April 16, 2019 Mondato Summit Africa 2019: Scaling DFC Innovations Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,
March 12, 2019 Amazon And Flipkart: Kiss Indian E-Commerce Goodbye? The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change
February 12, 2019 Credit Bureaus: Resting On Their Laurels? With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
December 13, 2018 Mondato Summit Asia 2018: The Next Wave Of Digital Services In Emerging Asia Mondato selected the bustling urban jungle of Jakarta, Indonesia as the location for the fifth annual digital finance
October 09, 2018 Solving The Skills Gap In Digital Financial Services Digital financial services are proliferating around the globe. The specialized skills needed to thrive in the industry, however,
September 11, 2018 Data Localization: Consumer Protection Or Power Grab? Over the past twelve months, through a combination of regulatory intervention (think GDPR) and private company snafus (think
August 14, 2018 Are Some Markets Immune To The X-Pays' Advance? Apple's recent earnings call grabbed a lot of headlines, and the resulting momentum has nudged the company towards
July 03, 2018 Central Bank Digital Currencies Bitcoin hasn't even celebrated its 10th birthday, and yet in that short space of time cryptocurrencies have gone
June 12, 2018 Digital Adoption: The Black Swan Theory Until the 17th century, the term “black swan” was used to describe something that didn’t exist -