April 02, 2018 Digital-Only Banks Go Global A little less than a year ago, Mondato weighed the future of the bank branch. While North American
February 19, 2018 International Remittance Hubs: Interoperability Evolving Most countries are fumbling to find the proper footing, momentum or buy-in to coordinate a national campaign for
February 06, 2018 Do Bank-Led Models Stall Progress? Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches
October 31, 2017 Mobile Money And The Curse Of Dormant Accounts It is a curse that has rattled formal financial service providers both big and small, from players with
October 18, 2017 Cash Is King, But Are Checks His Queen? The prevalence of checks in the U.S. economy often surprises visitors. It may come as a shock
October 10, 2017 The Remittance Matrix: Price, Channel And Corridor For many, international remittances are a financial life-preserver. Transfers initiated by diaspora or migrant communities buoy up and
October 03, 2017 Is Your Country Ready To Go Cashless? As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any
August 22, 2017 What Do We Want? Instant Payments! When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
June 27, 2017 The Winners And Losers in Mobile Money When the GSMA released the 2016 mobile money 'State of the Industry Report' at Mobile World
June 13, 2017 Is Paytm The New DFC Poster Child? If you follow developments in the Digital Finance and Commerce (DFC) space, you get no prize for knowing
July 26, 2016 Third Time's Not A Charm: M-PESA's South African Flop When Vodacom relaunched M-PESA in South Africa two years ago, some questioned the wisdom of yet another relaunch
July 05, 2016 The Mobile Money Adoption Curve: If You Build It, Will They Come? Following the success of M-PESA in Kenya, hype has surrounded the opportunity and potential growth of mobile money
January 25, 2016 Mobile Money's Secret Agent According to the World Bank, government policies that support more opportunity and education for women promote greater economic
September 16, 2015 Don't Worry; Be 'API Formerly only a subject for computer geeks and digital media workers, ‘application programming interfaces’, or APIs, have lately
September 02, 2015 Deep Dive Into Latin America This is the second part of our two-part survey of the state of mobile finance and commerce in
May 28, 2014 In the shadow of mobile money: international airtime remittances In theory, international remittances would appear to be rich and fertile territory for mobile financial services. Sending money
February 18, 2013 Mobile Money For America's Unbanked Underbanked is usually associated with underdeveloped. But limited access to traditional banking services has also proven a challenge