February 24, 2021 There and Back Again: A Nigerien Remittance Tale While showing signs of maturity, consolidation in the remittance industry has only just begun, and there remain enormous
February 03, 2021 Pandemic-Proof? Revisiting Remittance Rails Succeeding in the money transfer industry is no mean feat, and requires mastering the ins and outs of
June 03, 2020 Remittances: Still Strong, Still Evolving Last month, the World Bank issued some dire predictions about the remittance market crashing. But as the post-COVID
April 07, 2020 Startups Won't Survive Unless They Play Both Sides Three months in, and 2020 has already introduced significant risk into the financial services sector, from deposit runs
March 10, 2020 Why Western Union Is Still King Of Remittances P2P cross-border transfers - known as remittances - have long occupied a critically important role in the modern
December 10, 2019 Digital Literacy: To Read And Write In Mobile Mobile money technology allows people to receive, send, store, and spend money directly from their cell phones. There
August 20, 2019 Remittances: Ending Cash-Out Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances
March 19, 2019 Will Big Tech Dwarf Fintech? It may seem reductive at first to dichotomize the two main camps of innovators in financial services. However,
September 04, 2018 How Liquid Are Cryptocurrencies, And For Whom? The Economist this week unabashedly published the headline, "Bitcoin and Other Cryptocurrencies are Useless." The article&
February 19, 2018 International Remittance Hubs: Interoperability Evolving Most countries are fumbling to find the proper footing, momentum or buy-in to coordinate a national campaign for
November 21, 2017 Distributed Ledgers: An Unlikely Ally Of Development? Although blockchain's existence dates back to 2009, only in the last two years has the technical
October 10, 2017 The Remittance Matrix: Price, Channel And Corridor For many, international remittances are a financial life-preserver. Transfers initiated by diaspora or migrant communities buoy up and
August 22, 2017 What Do We Want? Instant Payments! When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
June 13, 2017 Is Paytm The New DFC Poster Child? If you follow developments in the Digital Finance and Commerce (DFC) space, you get no prize for knowing
November 29, 2016 Is OTC a Trojan Horse or an Elephant Trap? In some emerging Digital Finance and Commerce (DFC) markets, particularly in South Asia, the vast majority of Digital
April 01, 2015 On the African Horn of a Dilemma In early February, a group of United States senators, congressmen and congresswomen sent a letter to the Secretary
November 19, 2014 The Opportunity for Africa to Move Beyond P2P in MFS Mobile financial services (MFS) consists of a wide range of offerings, from current and savings accounts and other
July 30, 2014 Finding the recipe for success in MFS At the recent Mondato Summit Africa in Johannesburg, the former Safaricom CEO and current Director of Mobile Money
May 28, 2014 In the shadow of mobile money: international airtime remittances In theory, international remittances would appear to be rich and fertile territory for mobile financial services. Sending money
January 07, 2014 The State of Mobile Financial Services: 2014 As you trickle back from your vacation destinations and return to strategic planning sessions, it is important to
August 21, 2013 As Banks Cut Lifeline, Will Remittance Alternatives Emerge? In May, Barclays served notice that it would close the accounts of approximately 250 companies that no longer
April 05, 2013 M-Payment Tech Drives Remittance Innovation The existing international money transfer realm is often expensive and inefficient for migrant workers, particularly those sending money
February 20, 2013 Remittance Titans Target The Financially Excluded While Western Union and other remittance giants have made strides to build allegiance among immigrant populations, a legion