Data, Diversify, Distribute: Emerging Optimization Models

2020 brought with it a 12.7 percent increase [https://www.gsma.com/sotir/] in the number of
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Can Personality Predict Loan Performance?

Know Your Customer — often abbreviated as KYC — is such an important part of success in digital finance that
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PayPal’s Indian Exit and Chinese Entry: Why?

PayPal recently became the first foreign fintech [https://www.reuters.com/article/us-china-paypal-stake/paypal-becomes-first-foreign-firm-in-china-with-full-ownership-of-payments-business-idUSKBN29J0IC] to acquire a coveted
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Islamic Fintech: An Ethical Financial Inclusion Proposition

Islamic fintech signifies far more than technological updates to traditional Islamic finance. The industry is grounded by traditional
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Is Covid the “Big Bang” of Digital Payments?

As we enter the second year of the Covid pandemic, headlines are still dominated by the global transition
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There and Back Again: A Nigerien Remittance Tale

While showing signs of maturity, consolidation in the remittance industry has only just begun, and there remain enormous
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Auto Fintech: Driving the Smart Vehicle into Uncharted Territory

The rapid onset of connected autonomous, shared and electric vehicles is ushering a new digital age in the
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Have the Stars Finally Aligned for Middle Eastern Fintech?

The story of digital technology adoption over the last year in simplest terms is essentially the same everywhere:
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Pandemic-Proof? Revisiting Remittance Rails

Succeeding in the money transfer industry is no mean feat, and requires mastering the ins and outs of
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Minding the DFS Gender Gap: Battling Social Norms to Level the Playing Field

Last week, Mondato hosted a webinar focused on the digital financial services (DFS) gender gap, as part of
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EdTech Takes Over: COVID-19 Spurs a Digital Transformation of Education

As the pandemic forced school shutdowns around the world, digital solutions entered centerstage to support a sudden shift
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Innovations in Insurtech: Observing Fintech’s Path While Forging Its Own

Insurtech is sometimes the forgotten child of the fintech revolution. Facing stiff regulations borne of an obsolete era,
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All Aboard: Why Every Bank Needs Omnichannel

Consumer banking is sometimes seen as a zero-sum game. As banking goes ever-more digital, it’s perhaps natural
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Travel Rewards: A Currency Out Of Context

More than almost any industry, travel and hospitality took a beating this year as governments issued lockdowns and
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PropTech: A Forever Home For Fintech

As the quintessential legacy system stretching back in some parts hundreds or even thousands of years, the property
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Data Is The New Dogma: Monetize And Thrive

“Data is the new X.” Oil, oxygen, even nuclear power - data’s relevance to the modern economy
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From Ride-Hail To SuperApp, By Way Of Fintech

When ride-hailing companies first hit the consumer landscape more than ten years ago, they were hailed as revolutionary
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Pandemic-Fueled Digitization: Who Remains Excluded?

Digitization catalyzed by the coronavirus pandemic has dominated the headlines and minds of business leaders for the past
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Financing The Stone: How The Cannabis Industry Is Going Digital

November 4th, 2020 was a decisive victory for the legal cannabis movement. 15 U.S. states have now
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Price To Win: How Pricing Can Set A Fintech Apart

What’s in a price? This deceptively simple question quickly unfolds into a question of “value” — a much
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Let Us Not Forget: The Internet Is A Human Right

The United Nations has officially considered the internet to be a human right since 2016. According to The
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Central Africa's Path Forward: Regional Digital Cooperation

Nestled in the center of the world’s fastest-growing continent, the region of Central Africa is at a
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We Need All Three: How ID, Finance, And Mobile Can Help The Poor

In development circles, there’s the popular notion that in order to improve economic and social inequities among
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Telehealth Is The Next Digital Opportunity

Telehealth, telemedicine, digital health, high-tech healthcare, health tech, medtech - there is a plethora of names for the
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