April 23, 2019 The Academic Approach To DFC Mastery Perhaps unbeknownst to those on the outside looking in, the digital finance and commerce (DFC) ecosystem is a
April 16, 2019 Mondato Summit Africa 2019: Scaling DFC Innovations Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,
April 08, 2019 Democratizing Investing: Stuck In A Rut? Last year, Mondato Insight lamented the state of global savings - especially as it relates to pensions. If
April 02, 2019 Fintech Funding Strategies: Series B To Unicorn Last month, Mondato Insight surveyed the landscape of early stage fintechs vying to reach the critical Series A
March 26, 2019 Are The Economics Of Cash Crumbling? Since the dawn of civilization, physical currency has been the backbone of everyday commerce. But in 2019, prophesies
March 19, 2019 Will Big Tech Dwarf Fintech? It may seem reductive at first to dichotomize the two main camps of innovators in financial services. However,
March 12, 2019 Amazon And Flipkart: Kiss Indian E-Commerce Goodbye? The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change
March 05, 2019 Inclusive Fintech: Series A And Beyond A new class of impact investment has now materialized that specifically focuses on fintech’s potential to widen
February 26, 2019 Digital Loans: A Wild Wild West? When a disruptive new technology enters the market, it’s predictable what comes next: chaos. Without prior regulations
February 19, 2019 Are Elections A Digital Litmus Test? All governmental elections are a matrix: part theater, part palace intrigue, part instrument for change. Elections still serve
February 12, 2019 Credit Bureaus: Resting On Their Laurels? With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit
February 05, 2019 Can Insurtech Learn Best Practices For Selling To The BOP? One year ago, Mondato Insight examined the factors behind low-take up of insurance products for low income customers,
January 29, 2019 Gamification: Jackpot Or Fool’s Gold? Gamification is a trendy term in some circles, a magic wand of sorts that suddenly makes finance appealing
January 22, 2019 Argentina: The Worst Of Times Anyone following the economic situation in Argentina is well-aware of its slow spiral. Since late 2015, the Argentine
January 15, 2019 Mortgages: Different Stages Of Digitization For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea.
January 08, 2019 Access To Energy: A Good Return On Investment? One of the ‘trendiest’ social impact investments historically targets off-grid energy products like solar lanterns, solar home systems
January 01, 2019 Cashless Transportation: Kenya And Rwanda As Case Studies By most measures, Kenya is a shining model of financial inclusion in Sub-Saharan Africa. As the home of
December 13, 2018 Mondato Summit Asia 2018: The Next Wave Of Digital Services In Emerging Asia Mondato selected the bustling urban jungle of Jakarta, Indonesia as the location for the fifth annual digital finance
December 03, 2018 Fearless Fintech: Chipping Away At The Gender Gap “Usually at a financial conference, the line for the women’s room is the shorter one.” - Overheard
November 27, 2018 Baking Financial Literacy Into Product Strategy Generally speaking, financial literacy has belonged in the wheelhouse of public entities. With even the citizenry of wealthy
November 20, 2018 Ethereum, The Three Ps And Blockchain’s Future Whether you believe in Bitcoin or not, the blockchain technology it’s premised on is generating buzz across
November 13, 2018 Beyond The Binaries: Mobile Money Access Revisited Earlier this year, Mondato explored the insights emerging from the Global Findex data-set on financial inclusion, highlighting the
November 06, 2018 Payments Banks To UltraFICO: Targeting No Man's Land Despite disruptive business models building momentum towards increased digitization in financial services, it is likely just a matter
October 30, 2018 Africa's Financial Flows: Homeward Bound? It's been nearly five years since SWIFT, the world’s leading provider of secure financial messaging