Banking - Mondato Insight

Tag: Banking

Total 30 Posts

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

Africa’s VC Boom: An Enabling Present or a Bet On The Future?

With African tech startups expected to receive a record-breaking amount [https://www.weforum.org/agenda/2021/05/study-shows-virtual-capital-for-african-startups-is-steeply-increasing/

January 06, 2021

All Aboard: Why Every Bank Needs Omnichannel

Consumer banking is sometimes seen as a zero-sum game. As banking goes ever-more digital, it’s perhaps natural

Better Payments, Better Apps: The Sharing Economy Wars

The so-called “sharing economy,” led by ride-sharing pioneers like Uber and home-sharing pioneers like Airbnb, has expanded to

November 20, 2019

Will Banks Lead the Fintech Charge?

It’s sometimes assumed [https://www.bankofengland.co.uk/knowledgebank/why-is-competition-important-for-banks] that competition in the financial services space

November 06, 2019

Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming

October 08, 2019

Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold [https://www.mckinsey.com/~/media/

September 03, 2019

Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in

August 27, 2019

Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.

August 20, 2019

Remittances: Ending Cash-Out

Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances

Proof Of Address: The Invasive Species Of KYC

Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in

December 13, 2018

Mondato Summit Asia 2018: The Next Wave Of Digital Services In Emerging Asia

Mondato selected the bustling urban jungle of Jakarta, Indonesia as the location for the fifth annual digital finance

September 25, 2018

Women “Rise Up” To Address Gender Imbalance In Fintech

Mondato will be traveling to Las Vegas next month, from October 21st through the 24th, for Money20/20

Digital-Only Banks Go Global

A little less than a year ago, Mondato weighed the future of the bank branch [https://blog.mondato.

Pensions Make Perfect: Roping In The Informal Economy

As melodramatic as it may sound, the slow extinction of the joint family, a system historically favored by

February 06, 2018

Do Bank-Led Models Stall Progress?

Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches

January 30, 2018

Chilly Winds Of Change For Banks?

Even before the election of President Donald Trump foretold the passing of a tax reform act that would

November 21, 2017

Distributed Ledgers: An Unlikely Ally Of Development?

Although blockchain's existence dates back to 2009, only in the last two years [https://www.ifc.org/wps/

August 15, 2017

M&A Mayhem: Telling Up From Down

Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature industry,

August 08, 2017

Does Demonetisation Work?

While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is not the

Alternative Delivery Channels: KPIs Unknown?

A few short weeks ago, Mondato debated the fate of the bank branch [https://blog.mondato.com/bank-branches-writing-on-the-wall/

Bank Branches: Is The Writing On The Wall?

In a counter to sluggish interest rates, ever more complicated and taxing compliance regulation, and a weakened consumer

Is Paytm The New DFC Poster Child?

If you follow developments in the Digital Finance and Commerce (DFC) space, you get no prize for knowing

The Future Is Real

The speed of technological change is exponential, and what was yesterday’s hot ticket quickly becomes tomorrow’s

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