October 27, 2021 Big Tech in Financial Services: A New Regulatory Paradigm The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in
July 21, 2021 Africa’s VC Boom: An Enabling Present or a Bet On The Future? With African tech startups expected to receive a record-breaking amount [https://www.weforum.org/agenda/2021/05/study-shows-virtual-capital-for-african-startups-is-steeply-increasing/
January 06, 2021 All Aboard: Why Every Bank Needs Omnichannel Consumer banking is sometimes seen as a zero-sum game. As banking goes ever-more digital, it’s perhaps natural
March 03, 2020 Better Payments, Better Apps: The Sharing Economy Wars The so-called “sharing economy,” led by ride-sharing pioneers like Uber and home-sharing pioneers like Airbnb, has expanded to
November 20, 2019 Will Banks Lead the Fintech Charge? It’s sometimes assumed [https://www.bankofengland.co.uk/knowledgebank/why-is-competition-important-for-banks] that competition in the financial services space
November 06, 2019 Removing The Risk From Bank-Fintech Partnerships It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming
October 08, 2019 Digital Banking in Asia: How to Regulate a Revolution Since 2014, digital banking penetration has increased by between 1.5- and 3-fold [https://www.mckinsey.com/~/media/
September 03, 2019 Public Banking: Time To Make Room? Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in
August 27, 2019 Payments Banks: Nigeria Takes A Page From India Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
August 20, 2019 Remittances: Ending Cash-Out Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances
April 30, 2019 Proof Of Address: The Invasive Species Of KYC Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in
December 13, 2018 Mondato Summit Asia 2018: The Next Wave Of Digital Services In Emerging Asia Mondato selected the bustling urban jungle of Jakarta, Indonesia as the location for the fifth annual digital finance
September 25, 2018 Women “Rise Up” To Address Gender Imbalance In Fintech Mondato will be traveling to Las Vegas next month, from October 21st through the 24th, for Money20/20
April 02, 2018 Digital-Only Banks Go Global A little less than a year ago, Mondato weighed the future of the bank branch [https://blog.mondato.
March 13, 2018 Pensions Make Perfect: Roping In The Informal Economy As melodramatic as it may sound, the slow extinction of the joint family, a system historically favored by
February 06, 2018 Do Bank-Led Models Stall Progress? Although the dichotomy of bank-led and mobile network operator-led (henceforth referred to as MNO-led) mobile money regulatory approaches
January 30, 2018 Chilly Winds Of Change For Banks? Even before the election of President Donald Trump foretold the passing of a tax reform act that would
November 21, 2017 Distributed Ledgers: An Unlikely Ally Of Development? Although blockchain's existence dates back to 2009, only in the last two years [https://www.ifc.org/wps/
August 15, 2017 M&A Mayhem: Telling Up From Down Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature industry,
August 08, 2017 Does Demonetisation Work? While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is not the
July 04, 2017 Alternative Delivery Channels: KPIs Unknown? A few short weeks ago, Mondato debated the fate of the bank branch [https://blog.mondato.com/bank-branches-writing-on-the-wall/
June 20, 2017 Bank Branches: Is The Writing On The Wall? In a counter to sluggish interest rates, ever more complicated and taxing compliance regulation, and a weakened consumer
June 13, 2017 Is Paytm The New DFC Poster Child? If you follow developments in the Digital Finance and Commerce (DFC) space, you get no prize for knowing
May 17, 2016 The Future Is Real The speed of technological change is exponential, and what was yesterday’s hot ticket quickly becomes tomorrow’s