Digital Banking - Mondato Insight

Tag: Digital Banking

Total 70 Posts

September 19, 2024

Germany’s Cash Culture: Entrenched, But Evolving

In Germany, the winds of digitization are blowing, though they may be more swirling than a concentrated gust.

August 07, 2024

Argentina: Can Bank-Driven Wallets Compete With Big Tech Platforms?

Following the pandemic, a certain playbook for revamping digital payment ecosystems has emerged across geographies. This often involves

Can Digital Monitoring Unlock Climate Finance?

Last year, Mondato partnered with the GSMA to map the landscape of innovative finance instruments targeting improved delivery

CBDCs: The Answer To Cross-Border Inefficiencies?

Central Bank Digital Currencies (CBDCs) are a bit of a Rorschach test, depending on the central bank and

Betting on Chaos: Africa’s Thriving Online Gambling Industry

For 36-year-old Zimbabwean Charles Mpeni, a former civil servant and gambling addict, betting on horses was a harmless

Brazil and India Usher In The Open Finance Era

It took a few years of discussions, proposals and frustrations for open banking to become an actual, concrete

Fintech And The Era of Digital Public Infrastructure

When Anit Mukherjee arrived in Washington, DC in 2013, a friend suggested ordering something called Uber to pick

Open Banking in Nigeria: Are Grassroots Efforts Enough?

After several years of slow progress, some of the earliest examples of open banking frameworks have begun to

January 10, 2024

Three Fintech Trends From 2023 — And How They May Look In 2024

In 2023, the dichotomy between success and failure in the fintech world never felt more stark. Emerging technologies

Inclusion Through Gig Work: A Tricky Venture

The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The

Venture Philanthropy: Data for Good?

On the heels of the dot-com bubble, the intersection of private and public interests (and capital) resulted in

South Africa: A Model Of Stability Or Stymied Innovation?

Fintech in South Africa is one of many caveats. A country with a highly banked population — yet one

Small Scale Series: Island Hopping Across the Caribbean

Approximately 45 million people spread out over 7,000 islands, 13 independent countries, 20 territories, six official languages,

Post-SVB: Are Emerging Markets Digital Banks’ Oasis?

As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse

Japanese Fintech: Teach An Old Dog New Tricks?

The world’s third-largest economy and oldest populace, Japan’s economic and financial path is unlike any other.

Small Scale Series: Tiny Markets in West Africa

When it comes to fintech, scale sells. Any start-up seeking sustainability requires a measure of scale in a

Are Colleges Failing At Blockchain?

Surf the internet, and you’ll find countless Twitter wars and Op-Eds about blockchain and cryptocurrencies, especially following

February 15, 2023

Synthetic Data Will Transform Fintech AI As We Know It

Synthetic data is everywhere, fueling viral innovations splashed across the Internet — yet few have even heard of it.

February 01, 2023

Cross-Border Integration and The Future of Frictionless Finance

As 2023 gets underway, it is still not clear whether the shots of digitization induced by the pandemic

January 18, 2023

ChatGPT: The Challenges And Opportunities Coming To Financial Services

It’s been decades since algorithmic trading transformed Wall Street with its high-frequency trading and years since the

January 11, 2023

Is Financial Literacy the Missing Piece to African Insurtech?

In her nearly ten years running a small grocery store in Kenya, Faith Kemunto’s biggest fear has

December 28, 2022

Fintech 2023: Looking Back To Look Forward

In the first two years of the COVID pandemic, “acceleration” was the overused buzzword for what lockdowns and

December 07, 2022

Regulation: The Secret Ingredient To Uganda’s Fintech Sauce?

The East African country of Uganda has historically played second or third fiddle to fintech giants Kenya to

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