Digital Banking - Mondato Insight

Tag: Digital Banking

Total 26 Posts

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

September 22, 2021

The Gig Economy’s Next Frontier: Africa

As people across the globe embrace working from home and leave formal employment in favor of gig-based work,

Digital Lending’s Self-Regulation: A Redemption Story?

For years now, digital lending in emerging markets has faced public rebuke for at times utilizing deceptive marketing

The Dangers of the One-Click Buy Paradigm

The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds and energy supplier Colonial Pipeline may look like they have

Emerging Market BNPL: An Opportunity for Growth and Inclusion

As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look

Is Covid the “Big Bang” of Digital Payments?

As we enter the second year of the Covid pandemic, headlines are still dominated by the global transition

February 10, 2021

Have the Stars Finally Aligned for Middle Eastern Fintech?

The story of digital technology adoption over the last year in simplest terms is essentially the same everywhere:

February 03, 2021

Pandemic-Proof? Revisiting Remittance Rails

Succeeding in the money transfer industry is no mean feat, and requires mastering the ins and outs of

January 06, 2021

All Aboard: Why Every Bank Needs Omnichannel

Consumer banking is sometimes seen as a zero-sum game. As banking goes ever-more digital, it’s perhaps natural

The Death Of Cash: Greatly Exaggerated?

The death of cash has been foretold for years. Among other causes, the rise of digital payment tools

Digital Distancing: The Key To Payments Reimagined

Digital payments are receiving much special attention at the moment. Firstly, officials in China and elsewhere hypothesized early

Startups Won't Survive Unless They Play Both Sides

Three months in, and 2020 has already introduced significant risk into the financial services sector, from deposit runs

Better Payments, Better Apps: The Sharing Economy Wars

The so-called “sharing economy,” led by ride-sharing pioneers like Uber and home-sharing pioneers like Airbnb, has expanded to

November 20, 2019

Will Banks Lead the Fintech Charge?

It’s sometimes assumed that competition in the financial services space is good for end users. If consumers

November 06, 2019

Removing The Risk From Bank-Fintech Partnerships

It's a worldwide phenomenon: instead of competing in a zero-sum game with emerging fintech firms, banks are forming

October 29, 2019

Brazil: Digital Finance at the Speed of Light

Less than a decade after the first startups began to challenge the traditional banking ecosystem in Brazil, growth

October 08, 2019

Digital Banking in Asia: How to Regulate a Revolution

Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.

October 02, 2019

The Biggest Ideas at Finovate Fall 2019

If the next billion-dollar fintech was being pitched this week, it was probably happening in New York. Over

January 15, 2019

Mortgages: Different Stages Of Digitization

For many fintech entrants eager to capitalize on loan products, mortgages are the Moby-Dick of the lending sea.

November 27, 2018

Baking Financial Literacy Into Product Strategy

Generally speaking, financial literacy has belonged in the wheelhouse of public entities. With even the citizenry of wealthy

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