Tag: Financial Inclusion

Total 43 Posts

The Inclusion Illusion: Financial Health in Kenya

For some, fintech’s association with financial inclusion and better financial health for users is a foregone conclusion.
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Is Mobile Money Helping or Harming Zimbabwe?

Zimbabwe’s economy is going through another nose-dive. The Mnangagwa administration, faced with re-instilling trust in the economy
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Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in
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Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
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Mojaloop: Taking Stock

For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This
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Is Libra A Global Answer To Financial Inclusion?

In case you missed it, Facebook is developing a cryptocurrency; it’s called “Libra”. The coin’s official
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Climate Change: Macro And Micro Resilience

The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development
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The Last Mile: Mobile Money Agents

Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network
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Financial Inclusion: Chutes And Ladders?

Financial inclusion at the base of the economic pyramid has often been conceptualized as a sort of ladder
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Proof Of Address: The Invasive Species Of KYC

Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in
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Impact Measurements: Driving Revenues In Emerging Markets?

One of the driving forces of digital finance and commerce (DFC) in emerging markets has hinged on its
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Pensions Make Perfect: Roping In The Informal Economy

As melodramatic as it may sound, the slow extinction of the joint family, a system historically favored by
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Aid Cycles And Financial Inclusion: Making A Dent?

Financial inclusion as an international policy objective didn't fully materialize until 2009, when delegates from 60 low- and
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Mondato Summit Asia 2017: Emerging Asia’s DFC Moment

Fast growing Yangon was host of the fourth annual Mondato Summit Asia on November 28-29, 2017, focusing on
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Stacking The Deck In India's Favor

Over the past several years, Mondato Insight has repeatedly turned its attention to Digital Finance and Commerce (DFC)
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Finovate Fall: Fintech = Financial Inclusion?

The discourse around fintech has a habit of wrapping it in an angelic-like glow. On the surface level,
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Alternative Delivery Channels: KPIs Unknown?

A few short weeks ago, Mondato debated the fate of the bank branch, an institution some in the
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Post Offices: A Crucial Piece of Digital Finance Infrastructure?

Over the past year, Mondato Insight has noted the central role that logistics has to play in the
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World Bank Findex 2014: Mobile Money Isn't the Only Show in Town

Last week the World Bank released the second wave of its ‘Global Findex‘: the results of a global
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Unleashing India's Potential (Part 1)

In 2011, the last year for which the World Bank records data, just 35% of Indians over the
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The Rise of the Cheap Smartphone

Moore’s Law observes that over the history of computing, processing speeds have doubled every two years. Whether
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Is MFS in Africa Reaching Maturity?

In a Mondato Insight last summer, we discussed the problems associated with encouraging recycling of funds within a
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Mobile, Data, and the Virtuous Circle

Policy-makers and innovators the world over have been turning their attention to the potential of data and “big
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The Opportunity for Africa to Move Beyond P2P in MFS

Mobile financial services (MFS) consists of a wide range of offerings, from current and savings accounts and other
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