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Mondato

453 posts Washington DC Website
Mondato is a boutique management consulting firm specializing in strategic, commercial and operational support for the Digital Finance & Commerce (DFC) industry.

Is Digitization Disrupting Urban Development?

Across the world’s developed metropolises, COVID is causing unexpected spatial redistributions of economic activities - and consequently,
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The Bottomless Potential Of Central Bank Digital Currencies

As our world becomes more digitized amid the global Covid-19 pandemic, central bank digital currency, a concept that
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Buy Now, Pay Later: Free Credit, Or Debt By Design?

Consumers have been weathering uncertainty since long before COVID-19. Today, many are being judicious about how they spend,
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What The 2020 U.S. Election Could Mean For Digital Finance

In just 55 days, the people of the United States will go to the polls. Technology will no
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Good Deals, Better Data: Cash-Back's Big Comeback

This July, Japanese multinational Rakuten quietly closed its United States based e-commerce platform. Formerly known as Buy.com,
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Investing In Latin America: The New Global Fixation

Last year saw a surge in startup (including fintech) funding across Latin America – from Argentina to Mexico and
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Silk Road Rules: The Commercial Cost Of Digital Censorship

The U.S. government’s recent executive actions against Chinese tech giants TikTok and Tencent, compelling them to
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Big Ant, Small World: How China's Ant Group Became A Titan

Although most people around the world have heard of China’s e-commerce giant Alibaba, not everyone is familiar
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5G Could Reshape Fintech - But When?

5G will change the world -- or so we've been told. Marketing efforts for the next
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There's Something About Jio

Over the course of the past several months, the telecoms and digital arm of Reliance Industries Limited (RIL)
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Can Digital Finance Bring Lebanon Back From The Brink?

Fifty years ago, Lebanon was “the Paris of the Middle East,” noted for its cultural blending of East
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Democratizing Risk: Are Stocks An Instrument For Inclusion?

The stock market has traditionally been a province of the wealthy. Over time, financial instruments have been developed
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What's Up With WhatsApp? A Case Study In Payments

On June 15th, WhatsApp Brazil proudly launched a new digital payments feature--allowing the 120 million monthly active users
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Easy Come, Easy Go: Customer Churn Amid COVID

The curse of dormant accounts has long plagued the digital finance and commerce industry and bedeviled financial inclusion
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Pandemic As Proof: Digital Identity Is Essential

Since the onset of the pandemic, businesses and governments have scrambled to find ways to authenticate transactions remotely,
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The Crypto Takeover: Closer Than We Think?

From Bitcoin to Libra to the bustling ecosystem of “altcoins” available on the more than 300 active exchanges
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Women In Charge: A FinTech Business Case

Is the role of women in the workplace a question of corporate social responsibility, or also one of
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Remittances: Still Strong, Still Evolving

Last month, the World Bank issued some dire predictions about the remittance market crashing. But as the post-COVID
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Difficult Days: How Long Can Small Lenders Last?

The COVID-19 pandemic is a make-or-break moment for lenders to small and micro enterprises (SMEs) and those at
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The Death Of Cash: Greatly Exaggerated?

The death of cash has been foretold for years. Among other causes, the rise of digital payment tools
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East Asia Reopening: A Model To Follow?

In East Asia, restarting the economy is turning out to be a slow, gradual process. Social distancing and
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The Youth In Emerging Markets: A Segment At Risk

As international agencies and governments respond to the health and economic shocks of COVID-19 crisis, special consideration should
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Without A Trace: The Risks And Rewards Of Privacy Post-COVID

As financial services have gone digital over the years, each step forward has required three things: affordability, access,
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The Fourth Industrial Revolution: An Opportunity For Africa

With the world economy at a standstill, African nations are literally holding their breaths. The loss of life
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