October 08, 2019 Digital Banking in Asia: How to Regulate a Revolution Since 2014, digital banking penetration has increased by between 1.5- and 3-fold across emerging markets in Asia.
October 02, 2019 The Biggest Ideas at Finovate Fall 2019 If the next billion-dollar fintech was being pitched this week, it was probably happening in New York. Over
September 24, 2019 MVNOs: Where Telcos And Digital Finance Converge? Mobile virtual network operators (MVNOs) have been around for almost three decades. Initially conceived as a way for
September 17, 2019 Kids: Does Digital Abstract Money For the Worse? A grand behavioral economics experiment is underway on kids. Since commercial exchange began, children have learned the nature
September 11, 2019 eSIM: Fresh Paint For Mobile, Payments And Identity If Apple has anything to say about it, embedded SIM cards, or eSIMs, may be poised to replace
September 03, 2019 Public Banking: Time To Make Room? Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in
August 27, 2019 Payments Banks: Nigeria Takes A Page From India Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.
August 20, 2019 Remittances: Ending Cash-Out Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances
August 13, 2019 Crowdfunding 2.0: The Membership Model Artists, musicians, writers, filmmakers and other creatives struggle every day to be equitably compensated for their labor. Quite
August 06, 2019 Mojaloop: Taking Stock For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This
July 30, 2019 Senegal: Turtle Or Hare Of West Africa DFC? Senegal has long occupied a special place in Francophone West Africa. Home to the historical capital of the
July 23, 2019 Sex Work: Safety In Digital? Humanity’s oldest profession has gone digital. Facing legal perils and issues in safety, health and lack of
July 16, 2019 Is Libra A Global Answer To Financial Inclusion? In case you missed it, Facebook is developing a cryptocurrency; it’s called “Libra”. The coin’s official
July 09, 2019 Nudging And Financial Health: A Force For Good? What does it take to change people’s financial behavior for the better? An often complex, scary endeavor
July 02, 2019 Climate Change: Macro And Micro Resilience The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development
June 25, 2019 Ethiopia: Time To Do Or Die? Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population
June 18, 2019 Paytm: Are One Billion Credit Cards Coming To Asia? Consumers in developed markets, particularly the U.S., love credit cards. According to Experian, 60.5 percent of
June 09, 2019 Regulatory Sandboxes: Worthwhile In Developing Countries? The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated
June 04, 2019 The Last Mile: Mobile Money Agents Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network
May 28, 2019 Culturalization: A Market Entry Deal-Breaker? eBay anticipated its arrival in China to be like a marauding dragon in the sky. It was 2003,
May 21, 2019 Is Fintech's Scope Confused? Fintech is an elusive term. As its name suggests, fintech inhabits the intersection of finance and tech, so
May 14, 2019 Microfinance Institutions: Prospects For B2B Fintechs? When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user
May 07, 2019 Financial Inclusion: Chutes And Ladders? Financial inclusion at the base of the economic pyramid has often been conceptualized as a sort of ladder
April 30, 2019 Proof Of Address: The Invasive Species Of KYC Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in