May 23, 2017 Silicon Beach: Fintech Hub Or Outpost? With Silicon Valley on the verge of maximum occupancy, tech companies are flocking to the Los Angeles metro
May 16, 2017 The Big Bang Of Payments Although some, including Mondato Insight, remained healthily skeptical, in 2014 many observers in the mobile payments community believed
May 10, 2017 Mondato Summit Africa 2017: Catalyzing The DFC Ecosystem Mondato Summit Africa returned to Summer Place in Johannesburg as senior executives and other stakeholders from a range
May 02, 2017 Bitcoin Or The Blockchain's Breakthrough? Once viewed suspiciously as the domain of speculators, anarchists and criminals, Bitcoin and the blockchain have come a
April 25, 2017 Universal Basic Income: G2P On Steroids Or An Opening for Cryptocurrencies? Universal Basic Income (UBI) as a possible policy instrument is slowly creeping from the fringe into the mainstream.
April 18, 2017 Is Mobile Money Safe From Hackers? As the world has become more digitized, our vulnerabilities to hackers have become evident. In recent months we
April 11, 2017 From Disney Parks To Carnival Cruises: The Petri Dishes of DFC and IoT? Theme parks and resorts are emblematic of an encroaching future, a future without keys, wallets, tickets and -
April 04, 2017 New Front Lines Open in the 'War on Cash', But Is It Ethical? If you read certain corners of the internet, you may be aware that a war is being waged
March 28, 2017 Does Financial Inclusion Rhetoric Eclipse Consumer Protection Concerns? Is there ever, really, too much of a good thing? While it is a colloquialism certainly trite in
March 21, 2017 Ghana: Hero to Zero? After the breakout success of Safaricom's M-PESA, many countries across Africa and beyond eagerly attempted to
March 14, 2017 Mobile Money: OTT And Fintech At The Gates Mobile money, at long last, has finally arrived as a viable revenue stream, with it contributing to as
March 07, 2017 The Next Element: A DFC Perspective of MWC17 Mobile World Congress 2017 (MWC17), the industry’s largest trade show, which convened in Barcelona last week, reached
February 28, 2017 Ant's Unstoppable March? Building out and maintaining an effective agent network is one of the cornerstones of a successful mobile money
February 21, 2017 DFC Impact: From Conviction to Science The ‘transformative power’ latent in digital finance and commerce (DFC) on a national or transnational basis is an
February 14, 2017 The DFC Essentials: Maintaining a Robust Distribution Network Increased smartphone penetration and GSM coverage are setting the stage for digital finance & commerce (DFC)’s success
February 07, 2017 Digital Checkmate for Traveler Money? Not so long ago, for international travelers who didn't want to carry cash, travelers' checks
January 31, 2017 Dominance, Competition & DFC: The Elephant in the Room M-PESA is often touted as the success story of digital finance and commerce (DFC) in developing countries due
January 24, 2017 Are Biometrics The Keys That Unlock Digital Finance's Potential? In a world where increasingly information is currency and "data is the new oil", ownership of
January 17, 2017 Technology Provides Remittances with a Reboot Traditionally, international remittances are sent via banks, remittance service providers (RSPs) such as MoneyGram and Western Union, or
January 10, 2017 The Innovation Scramble: Banks Butt In The cyclical relationship between innovation, revenue and survival has become a self-evident truism in the banking industry. Mondato,
January 03, 2017 DFC Thought Leader Predictions for 2017 For better or worse, 2016 is a year that will be remembered for a long time to come.
December 19, 2016 The End of Shopping As We Know It? Ideas that have the potential to revolutionize shopping, and that have been percolating for some time, seem to
December 14, 2016 PAYG Solar Energy: Promoting Power & Mobile Money Across Africa In recent Mondato Insights, we have discussed a series of digital finance & commerce (DFC) use cases such
December 06, 2016 Mondato Summit Latin America: The Emergence of a DFC Ecosystem Last week, Mondato hosted the first annual Mondato Summit Latin America, a regional digital finance & commerce (DFC)