Mondato Summit Africa 2018: Demystifying Data

This week Mondato reported live from Johannesburg, South Africa for the fifth annual Mondato Summit Africa, the region’s executive digital finance & commerce (DFC) two-day conference. The event brought more than 100 participants from
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The Ethical Boundaries Of "Digital Oil"

Like storm clouds on the horizon that blissful sunbathers choose to ignore, the data privacy crisis swirling around Facebook has been a long time coming, yet was still slightly shocking when it burst open. Nevertheless,
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Digital-Only Banks Go Global

A little less than a year ago, Mondato weighed the future of the bank branch. While North American and European banks have been accelerating the rate of branch closures (both in their home markets and
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Impact Measurements: Driving Revenues In Emerging Markets?

One of the driving forces of digital finance and commerce (DFC) in emerging markets has hinged on its purported social impact on traditionally unbanked or underbanked individuals. Mondato has previously examined the impact of mobile
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Voice + A.I. = Frictionless Payments?

Computers that we talk to, and which talk back to us, have always tickled the imaginations of science fiction, TV and film writers. From Hal 9000 to Johnny 5, Holly to Deep Thought, at the
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Pensions Make Perfect: Roping In The Informal Economy

As melodramatic as it may sound, the slow extinction of the joint family, a system historically favored by agricultural communities, and its displacement by nuclear or single-family arrangements common in industrial societies, has forced a
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Digital Identity: The Private Sector Takes Aim

A movement has been gathering steam in recent years focusing on the potential of digital identity to unlock “identity capital” (estimated to grow in value to over 1 trillion Euros in Europe by 2020) in
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To P2P, Or Not To P2P? Is That The Question?

Once upon a time, person-to-person (P2P) payments were, to all intents and purposes, mobile payments. Before there was M-PESA and MTN Mobile Money, creative and enterprising people in central Africa were sending mobile phone top-ups
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