Mondato Insight (Page 3)

Nudging And Financial Health: A Force For Good?

What does it take to change people’s financial behavior for the better? An often complex, scary endeavor

Climate Change: Macro And Micro Resilience

The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development

Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population

Paytm: Are One Billion Credit Cards Coming To Asia?

Consumers in developed markets, particularly the U.S., love credit cards. According to Experian, 60.5 percent of

Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated

The Last Mile: Mobile Money Agents

Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network

Culturalization: A Market Entry Deal-Breaker?

eBay anticipated its arrival in China to be like a marauding dragon in the sky. It was 2003,

Is Fintech's Scope Confused?

Fintech is an elusive term. As its name suggests, fintech inhabits the intersection of finance and tech, so

Microfinance Institutions: Prospects For B2B Fintechs?

When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user

Financial Inclusion: Chutes And Ladders?

Financial inclusion at the base of the economic pyramid has often been conceptualized as a sort of ladder

Proof Of Address: The Invasive Species Of KYC

Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in

The Academic Approach To DFC Mastery

Perhaps unbeknownst to those on the outside looking in, the digital finance and commerce (DFC) ecosystem is a

Mondato Summit Africa 2019: Scaling DFC Innovations

Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,

Democratizing Investing: Stuck In A Rut?

Last year, Mondato Insight lamented the state of global savings - especially as it relates to pensions. If

Fintech Funding Strategies: Series B To Unicorn

Last month, Mondato Insight surveyed the landscape of early stage fintechs vying to reach the critical Series A

Are The Economics Of Cash Crumbling?

Since the dawn of civilization, physical currency has been the backbone of everyday commerce. But in 2019, prophesies

Will Big Tech Dwarf Fintech?

It may seem reductive at first to dichotomize the two main camps of innovators in financial services. However,

Amazon And Flipkart: Kiss Indian E-Commerce Goodbye?

The offline world has rarely ushered in the online world with grace. In all fairness, few welcome change

Inclusive Fintech: Series A And Beyond

A new class of impact investment has now materialized that specifically focuses on fintech’s potential to widen

February 26, 2019

Digital Loans: A Wild Wild West?

When a disruptive new technology enters the market, it’s predictable what comes next: chaos. Without prior regulations

February 19, 2019

Are Elections A Digital Litmus Test?

All governmental elections are a matrix: part theater, part palace intrigue, part instrument for change. Elections still serve

February 12, 2019

Credit Bureaus: Resting On Their Laurels?

With the advent of alternative data, many lenders in emerging markets have side-stepped the barren vaults of Credit

February 05, 2019

Can Insurtech Learn Best Practices For Selling To The BOP?

One year ago, Mondato Insight examined the factors behind low-take up of insurance products for low income customers,

January 29, 2019

Gamification: Jackpot Or Fool’s Gold?

Gamification is a trendy term in some circles, a magic wand of sorts that suddenly makes finance appealing

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