Mondato Insight (Page 3)

September 24, 2019

MVNOs: Where Telcos And Digital Finance Converge?

Mobile virtual network operators (MVNOs) have been around for almost three decades. Initially conceived as a way for

September 17, 2019

Kids: Does Digital Abstract Money For the Worse?

A grand behavioral economics experiment is underway on kids. Since commercial exchange began, children have learned the nature

September 11, 2019

eSIM: Fresh Paint For Mobile, Payments And Identity

If Apple has anything to say about it, embedded SIM cards, or eSIMs, may be poised to replace

September 03, 2019

Public Banking: Time To Make Room?

Agnostic of industry, the private sector is often esteemed over the public sector for its better performance in

August 27, 2019

Payments Banks: Nigeria Takes A Page From India

Since it was rebased in 2014, Nigeria’s economy overtook South Africa’s as the largest in Africa.

August 20, 2019

Remittances: Ending Cash-Out

Thirty years after being first introduced, digital remittances have failed to truly take off. 90 percent of remittances

August 06, 2019

Mojaloop: Taking Stock

For some time now, the Bill and Melinda Gates Foundation has preoccupied itself with fragmented payment ecosystems. This

Senegal: Turtle Or Hare Of West Africa DFC?

Senegal has long occupied a special place in Francophone West Africa. Home to the historical capital of the

Sex Work: Safety In Digital?

Humanity’s oldest profession has gone digital. Facing legal perils and issues in safety, health and lack of

Is Libra A Global Answer To Financial Inclusion?

In case you missed it, Facebook is developing a cryptocurrency; it’s called “Libra”. The coin’s official

Nudging And Financial Health: A Force For Good?

What does it take to change people’s financial behavior for the better? An often complex, scary endeavor

Climate Change: Macro And Micro Resilience

The concept of ‘resilience’ has been applied to everything from political discourse to corporate-speak, psychological wellness to development

Ethiopia: Time To Do Or Die?

Ethiopia just might be the sleeping fintech giant of East Africa. Aside from being home to a population

Paytm: Are One Billion Credit Cards Coming To Asia?

Consumers in developed markets, particularly the U.S., love credit cards. According to Experian, 60.5 percent of

Regulatory Sandboxes: Worthwhile In Developing Countries?

The predecessor of the regulatory sandbox first appeared in 2012, when the Consumer Financial Protection Bureau (CFPB) inaugurated

The Last Mile: Mobile Money Agents

Mobile money agents - frequently described as the “bridges” to financial inclusion - constitute the last-mile distribution network

Culturalization: A Market Entry Deal-Breaker?

eBay anticipated its arrival in China to be like a marauding dragon in the sky. It was 2003,

Is Fintech's Scope Confused?

Fintech is an elusive term. As its name suggests, fintech inhabits the intersection of finance and tech, so

Microfinance Institutions: Prospects For B2B Fintechs?

When Muhammed Yunus first crystallized the concept of microfinance in the 1970s, it was simpler times. The end-user

Financial Inclusion: Chutes And Ladders?

Financial inclusion at the base of the economic pyramid has often been conceptualized as a sort of ladder

Proof Of Address: The Invasive Species Of KYC

Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in

The Academic Approach To DFC Mastery

Perhaps unbeknownst to those on the outside looking in, the digital finance and commerce (DFC) ecosystem is a

Mondato Summit Africa 2019: Scaling DFC Innovations

Last week in Johannesburg’s picturesque Summer Place in Sandton, a group of about one hundred executives, entrepreneurs,

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