Digital Finance - Mondato Insight (Page 3)

Tag: Digital Finance

Total 104 Posts

Digitizing SACCOs: Opportunities And Risks

Savings and Credit Cooperative Organizations (SACCOs) across Africa are digitizing rapidly. From the use of digital core banking

Fintech’s Pivotal Role In Sanction Regimes

Never before has a country so large and economically important as Russia faced such potentially dramatic exclusion from

February 23, 2022

Smartphones In Africa: Reaching An Inflection Point?

If Africa leapfrogged landline telephony into the mobile era, it has only shuffled towards the smartphone era. Yet

February 16, 2022

Out Of The Shadows: How B2Bs Are Reaching Informal Sectors

The informal economy is a dynamic yet inefficient ecosystem consisting of laborers, small businesses and gig workers, comprising

January 26, 2022

Bridging the Digital Divide: A DRC Deep Dive

The global pandemic has accelerated digitization — particularly in the way the world transacts. But despite the boost in

January 05, 2022

Fintech 2022: A Retrospective And A Preview

In 2021, as the world experienced its second year of the COVID pandemic — and the rapid acceleration of

December 08, 2021

Blockchain-Based Payments in Kenya: A Square Peg in a Round Hole?

If you were to conduct a quick Google search on how many crypto owners there are in Kenya,

November 24, 2021

Fintech’s Funding Bonanza: A Bubble Or Warranted?

Funding and valuations have skyrocketed across tech sectors, yet arguably none stands out more than fintech. One in

November 10, 2021

Can Digitization Reduce Mass Migration From The Northern Triangle?

In an effort to curb the latest influx of migration to the United States from El Salvador, Guatemala

October 27, 2021

Big Tech in Financial Services: A New Regulatory Paradigm

The digital age began in the 1990s with the Internet’s “information superhighway.” For the first time in

October 20, 2021

From Mobile Money Powerhouse to Super App: The Case of M-Pesa

After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps

October 13, 2021

Can Utilities Digitize in Africa?

Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance

September 22, 2021

The Gig Economy’s Next Frontier: Africa

As people across the globe embrace working from home and leave formal employment in favor of gig-based work,

August 18, 2021

From Seed To Table: How Fintech Will Optimize Food Systems

When it comes to food security and production, financial inclusion initiatives have long recognized the benefits of access

Blockchain’s Emerging Opportunities in Emerging Markets

If futurists’ predictions about the paradigm-shifting impact of digital ledger technologies — more commonly known as blockchain — are realized,

The Dangers of the One-Click Buy Paradigm

The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The

The Final Frontier of Content Streaming: Emerging Markets

Competition for content streaming and distribution services in the developed world has been intensifying since 2019 [https://www.

Chinese Fintech’s “New Normal”: What Does It Mean?

The past two decades have seen China ascend as a fintech powerhouse, fueling much of the country’s

Rwanda: Land of 1,000 Digital Contradictions

Small, mountainous and land-locked, Rwanda’s rugged topology subtly influences all facets of life for its almost 13

Cryptocurrency: At A Regulatory Crossroads

After months of skyrocketing values, the past month saw a precipitous drop in cryptocurrency prices, with the value

Has Ethiopia's Digital Finance Moment Finally Come?

May has marked some exciting milestones for Ethiopia and its digital ecosystem, which has piqued the interest of

Fintech’s Cybersecurity Soft Spot: Vendors

Recent cyberattacks on IT resources firm Solar Winds [https://www.npr.org/2021/04/16/985439655/a-worst-nightmare-cyberattack-the-untold-story-of-the-solarwinds-hack] and

COVID’s G2P Revolution: Togo as a Case Study

Effective targeting is critical for government programs as well as market penetration strategies to succeed — a challenge exacerbated

Is Gig Work Financially Sustainable?

The lack of stable income from single, easily verifiable sources makes it difficult for gig workers to access

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