July 17, 2024 Can Digital Monitoring Unlock Climate Finance? Last year, Mondato partnered with the GSMA to map the landscape of innovative finance instruments targeting improved delivery
February 07, 2024 Gen AI In Emerging Markets: Is The Hype Warranted? In an otherwise difficult funding environment, slapping “AI’ onto any product or service has become shorthand for “we’
July 26, 2023 Inclusion Through Gig Work: A Tricky Venture The idea to utilize gig work for financial inclusion purposes is obvious, yet its manifestation is elusive. The
May 17, 2023 Post-SVB: Are Emerging Markets Digital Banks’ Oasis? As funding goes dry and rising interest rates threaten some fintechs predicated on cheap money, the recent collapse
April 20, 2022 Blockchain Reaches Adolescence Long associated with cryptocurrencies, blockchain technology has come to earn a degree of skepticism among investors, regulators and
February 16, 2022 Out Of The Shadows: How B2Bs Are Reaching Informal Sectors The informal economy is a dynamic yet inefficient ecosystem consisting of laborers, small businesses and gig workers, comprising
October 20, 2021 From Mobile Money Powerhouse to Super App: The Case of M-Pesa After much fanfare, Safaricom launched its M-Pesa super app in Kenya in June 2021, following in the footsteps
August 18, 2021 From Seed To Table: How Fintech Will Optimize Food Systems When it comes to food security and production, financial inclusion initiatives have long recognized the benefits of access
June 23, 2021 The Final Frontier of Content Streaming: Emerging Markets Competition for content streaming and distribution services in the developed world has been intensifying since 2019 [https://www.
May 12, 2021 COVID’s G2P Revolution: Togo as a Case Study Effective targeting is critical for government programs as well as market penetration strategies to succeed — a challenge exacerbated
April 28, 2021 Emerging Market BNPL: An Opportunity for Growth and Inclusion As retailers continue to explore ways to incentivize customers to purchase more online, and as fintech providers look
April 14, 2021 Beyond the Last Mile: Reconsidering “Rurality” For far too long, the imaginary divide between rural and urban has proven more of a hindrance than
May 06, 2020 The Youth In Emerging Markets: A Segment At Risk As international agencies and governments respond to the health and economic shocks of COVID-19 crisis, special consideration should
April 30, 2019 Proof Of Address: The Invasive Species Of KYC Today, proof of address is a requirement for accessing formal financial institutions in most places. For customers in
November 22, 2016 DFC in Latin America: One Size Does Not Fit All Latin America’s banking system is deeply rooted in the region’s economies, and several banks have been
October 11, 2016 Move Over Techies, Farmers Are the New (and Old) Frontier Technological innovation is disrupting agricultural value and supply chains, no matter whether in relation to pre-cultivation, cultivation and
September 26, 2016 (In)Accessible Nepal Nepal, with its Himalayan peaks and Buddhist monks, is a remote and inaccessible country, with an underdeveloped financial
May 26, 2015 How Best to Keep Afloat It has long been recognized that one of the main challenges to deploying and scaling a successful mobile
May 19, 2015 Who Should Carry the Burden of Risk? In last week’s Mondato Insight, we touched upon the issue of fraud in mobile money, and asked
April 20, 2015 World Bank Findex 2014: Mobile Money Isn't the Only Show in Town Last week the World Bank released the second wave of its ‘Global Findex‘: the results of a global
February 25, 2015 Unleashing India's Potential (Part 1) In 2011, the last year for which the World Bank records data, just 35% of Indians over the
February 04, 2015 Mobile Money and the Ebola Crisis Although the Ebola virus that spread late last year through parts of West Africa claimed the lives of
January 14, 2015 The Rise of the Cheap Smartphone Moore’s Law observes that over the history of computing, processing speeds have doubled every two years. Whether
January 07, 2015 Is MFS in Africa Reaching Maturity? In a Mondato Insight last summer, we discussed the problems associated with encouraging recycling of funds within a