September 28, 2022 Brazil’s Pix: Should Instant Payment Rails Be A Public Good? When Mondato Insight last discussed [https://blog.mondato.com/whatsapp-payments-case-study-brazil/] instant payments in Brazil in 2020, Brazil’s
August 09, 2022 Cloud And FinTech: Security Gaps Emerge The adoption and use of cloud services is gaining traction among financial institutions as they gain confidence in
February 23, 2022 Smartphones In Africa: Reaching An Inflection Point? If Africa leapfrogged landline telephony into the mobile era, it has only shuffled towards the smartphone era. Yet
December 08, 2021 Blockchain-Based Payments in Kenya: A Square Peg in a Round Hole? If you were to conduct a quick Google search on how many crypto owners there are in Kenya,
October 13, 2021 Can Utilities Digitize in Africa? Utilities are odd organizations. They provide vital critical services like clean water, electricity, waste and sanitation, whose importance
July 21, 2021 Africa’s VC Boom: An Enabling Present or a Bet On The Future? With African tech startups expected to receive a record-breaking amount [https://www.weforum.org/agenda/2021/05/study-shows-virtual-capital-for-african-startups-is-steeply-increasing/
June 30, 2021 The Dangers of the One-Click Buy Paradigm The fintech revolution has centered around the idea of making payments frictionless, painless and flush with options. The
March 17, 2020 Digital Finance Is As Important As Ever During COVID-19 History tells us that The Black Death was a catalyst in shifting Europe’s economy away from the
May 01, 2018 Bike Sharing & The Ecosystem Effect: China Versus The US Last November, The Guardian made waves with photographs chronicling the “death” of an industry. Hanging above the pictures,
February 27, 2018 To P2P, Or Not To P2P? Is That The Question? Once upon a time, person-to-person (P2P) payments were, to all intents and purposes, mobile payments. Before there was
February 13, 2018 Sesame Credit: Back Door To A Dystopian Future? Although it has been around for a few years, in the past few months Alibaba's Sesame
September 05, 2017 When Telcos and FSPs Intersect These days, and with very few exceptions, if you aren’t doing mobile then you aren’t doing
August 15, 2017 M&A Mayhem: Telling Up From Down Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature
August 08, 2017 Does Demonetisation Work? While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is
July 18, 2017 The Acronym Overload 'Technology-speak' has long existed outside the vernacular of the average Joe. As technology continues to wiggle
November 15, 2016 The Socialization of Payments Some two years ago, Mondato Insight considered the question of whether two of the world's most
November 08, 2016 Mobile Money: Making mHealth Sustainable In the majority of mobile service use cases, fees charged to the end-user are usually a key element
October 25, 2016 Learning Lessons from Emerging Markets EdTech EdTech is one of the hottest trends in Silicon Valley. Laurene Powell Jobs, an American executive and founder
November 03, 2015 Back to the Drawing Board? A little over 12 months ago, Mondato commissioned a poll to test consumer attitudes towards Apple Pay just
October 13, 2015 Hello, Mr. Chips! Apple Pay's unveiling in the fall of last year appeared to most people in the mobile
August 04, 2015 Are Tokens The Next Big Thing? An entire new class of service providers has emerged in the mobile finance and commerce space that appears
June 17, 2015 Will Apple and Samsung Get Zapped? In the world of mobile payments, much attention of late has focused on the collision in the United
May 13, 2015 Should We Be Worried About Fraud? As discussed in last week’s Mondato Insight, trust is one of the key factors that will ultimately
March 04, 2015 MWC 2015: Same Same But Different? It is that time of the year again, when 90,000 hardy souls converge on the Spanish city