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Mondato

453 posts Washington DC Website
Mondato is a boutique management consulting firm specializing in strategic, commercial and operational support for the Digital Finance & Commerce (DFC) industry.

The Battle for Southeast Asia

While the Asia-Pacific region is the world's largest e-commerce market, China still monopolizes digital retail and
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Mobile Money And The Curse Of Dormant Accounts

It is a curse that has rattled formal financial service providers both big and small, from players with
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Money20/20: What Woz, and What Shall Be

If there is a monetary equivalent to the ever-elusive physics “Theory of Everything,” whereby one could conjure a
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Cash Is King, But Are Checks His Queen?

The prevalence of checks in the U.S. economy often surprises visitors. It may come as a shock
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The Remittance Matrix: Price, Channel And Corridor

For many, international remittances are a financial life-preserver. Transfers initiated by diaspora or migrant communities buoy up and
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Is Your Country Ready To Go Cashless?

As Mondato Insight has often discussed in a variety of contexts, there are two fundamental requirements for any
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The GSMA Innovation Funds: Kick-Starting Scale

Somewhere along the way, the mobile phone came to represent the hinterlands of capacity-building in emerging economies. While
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Finovate Fall: Fintech = Financial Inclusion?

The discourse around fintech has a habit of wrapping it in an angelic-like glow. On the surface level,
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What To Do When A Credit Agency Equifax Up?

If you led a major American company in an industry that believed itself to be largely immune from
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When Telcos and FSPs Intersect

These days, and with very few exceptions, if you aren’t doing mobile then you aren’t doing
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Is Digital A Conduit For Hate Groups?

In the aftermath of Charlottesville, renewed scrutiny has fallen upon hate groups, their digital hives and their access
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What Do We Want? Instant Payments!

When do we want them...? Instantly! What do we want? Instant payments! Why do we want them? Because
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M&A Mayhem: Telling Up From Down

Even though Mergers and Acquisitions (M&A) are a fact of life in any competitive or mature
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Does Demonetisation Work?

While the Indian government's dramatic and surprise demonetisation campaign garnered most of the headlines, India is
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The Data Debacle: Insights Falling Through The Cracks?

Even as DFC products - like mobile money - become a more important commercial component of the margins
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Keep Calm And Carry On (Using Contactless)

As Mondato Insight discussed previously, fraud is a fact of life that is never going to disappear until
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The Acronym Overload

'Technology-speak' has long existed outside the vernacular of the average Joe. As technology continues to wiggle
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ICOs: A Shortcut To Boom Or Bust?

It was probably only a matter of time before the world of altcoins and cryptocurrencies produced its own
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Alternative Delivery Channels: KPIs Unknown?

A few short weeks ago, Mondato debated the fate of the bank branch, an institution some in the
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The Winners And Losers in Mobile Money

When the GSMA released the 2016 mobile money 'State of the Industry Report' at Mobile World
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Bank Branches: Is The Writing On The Wall?

In a counter to sluggish interest rates, ever more complicated and taxing compliance regulation, and a weakened consumer
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Is Paytm The New DFC Poster Child?

If you follow developments in the Digital Finance and Commerce (DFC) space, you get no prize for knowing
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Death And Taxes

Nothing in life is certain, so the saying goes, except death and taxes. It should come as no
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Can Digital Finance 'Irrigate' The Water Industry?

In what can only be described as a twist of irony, while water may be a source of
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